Fillable Consumer Privacy Notice (National Bank)

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Consumer Privacy Notice (National Bank)

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Consumer Privacy Notice
FACTS WHAT DOES NATIONAL BANK OF BLACKSBURG
T/A NATIONAL BANK DO WITH YOUR PERSONAL INFORMATION
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to
limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your
personal information. Please read this notice carefully to understand what we do.
What?
* Payment history and credit history
The types of personal information we collect and share depend on the product or service you have with us. This
* Social Security number and checking account information
* Overdraft history and account balances
How?
All financial companies need to share customers' personal information to run their everyday business. In the
section below, we list the reasons financial companies can share their customer's personal information; the
reasons National Bank of Blacksburg t/a National Bank chooses to share; and whether you can limit this
sharing.
Reasons we can share your personal information Does National Bank of
Blacksburg t/a National
Bank share?
Can you limit this sharing?
For our everyday business purposes such as to process
your transactions, maintain your account(s), respond to court
orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes to offer our products and
services to you
No We don't share
For joint marketing with other financial companies
No We don't share
For our affiliates’ everyday business purposes information
about your transactions and experiences
Yes Yes
For our affiliates’ everyday business purposes information
about your creditworthiness
Yes Yes
For our affiliates to market to you
Yes Yes
For nonaffiliates to market to you
No We don't share
To limit our sharing
* Call 800-552-4123 - our Customer Assistance staff will be glad to help you.
* Visit us online: www.nbbank.com and contact us electronically via email. Please
ensure that all information required on the mail-in form is included.
* Mail the form on the back
Please note:
If you are a new customer, we can begin sharing your information 30 days from the
date we sent this notice. When you are no longer our customer, we continue to share
your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Questions?
Call 800-552-4123 or go to www.nbbank.com
What we do
How does National Bank
of Blacksburg t/a National
Bank protect my personal
information?
To protect your personal information from unauthorized access and use, we use
security measures that comply with federal law. These measures include computer
safeguards and secured files and buildings.
How does National Bank
of Blacksburg t/a National
Bank collect my personal
information?
We collect your personal information, for example, when you:
* Apply for a loan or apply for financing
* Open an account or use your credit or debit card
* Make deposits or withdrawals from your account
We may also collect information from others, such as credit bureaus, affiliates, or
other companies.
Why can't I limit all
sharing?
Federal law gives you the right to limit only:
* Sharing for affiliates' everyday business purposes - information about your
creditworthiness
* Affiliates using your information to market to you
* Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit
sharing.
What happens when I
limit sharing for an
account I hold jointly with
someone else?
Your choices will apply to everyone on your account - unless you tell us otherwise.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and
nonfinancial companies.
Nonaffiliates
Companies not related by common ownership or control. They can be financial
and nonfinancial companies.
Joint marketing
A formal agreement between nonaffiliated financial companies that together
market financial products or services to you.
*National Bank of Blacksburg t/a National Bank doesn't jointly market.
Mail-in Form Mail to:
Apply my
choices to me
only.
If you have a
joint account,
your choices
will apply to
everyone on
your account
unless you
mark below.
Mark any/all you want to limit:
Do not share information about my creditworthiness with your
affiliates for their everyday business purposes.
Do not allow your affiliates to use my personal information to
market to me.
National Bank
PO Box 90002
Blacksburg, VA 24060
Name
Address
City, State,
Zip
Account #
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Completed 27 December 2021

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