NOTICE OF PRIVACY PRACTICES
FOR THE USE AND DISCLOSURE OF PRIVATE HEALTH INFORMATION
THIS NOTICE DESCRIBES HOW MEDICAL INFORMATION ABOUT YOU MAY BE USED AND DISCLOSED AND HOW YOU CAN GET
ACCESS TO THIS INFORMATION. PLEASE REVIEW IT CAREFULLY.
Effective Date: April 3, 2006
Anyone has the right to ask for a paper copy of this Notice at any time.
Q. Why are you providing this Notice to me?
A. The SISC Health Benefits Plan is required by federal law, the Health Insurance Portability and Accountability Act (HIPAA), to make sure that your Protected
Health Information (PHI) is kept private. This law applies to the health benefits offered through SISC, including SISC Flex, the Health Reimbursement
Arrangements (SISC HRA) and the Health Savings Account (SISC HSA). We must give you this Notice of our legal duties and Privacy Practices with respect to
your PHI. We are also required to follow the terms of the Notice that is currently in effect. PHI includes information that we have created or received about your
past, present, or future health or medical condition that could be used to identify you. It also includes information about medical treatment you have received and
about payment for health care you have received. We are required to tell you how, when, and why we use and/or share your Protected Health Information (PHI).
Q. How and when can you use or disclose my PHI?
A. HIPAA and other laws allow or require us to use or disclose your PHI for many different reasons. We can use or disclose your PHI for some reasons without
your written agreement. For other reasons, we need you to agree in writing that we can use or disclose your PHI. We describe in this Notice the reasons we may
use your PHI without getting your permission. Not every use or disclosure is listed, but the ways we can use and disclose information fall within one of the
descriptions below.
So you can receive treatment. We may use and disclose your PHI to those who provide you with health care services or who are involved in your care. These
people may be doctors, nurses, and other health care professionals. For example, if you are being treated for a knee injury, we may give your PHI to the people
providing your physical therapy. We may also use your PHI so that health care can be offered or provided to you by a home health agency.
To get payment for your treatment. We may use and disclose your PHI in order to bill and get paid for treatment and services you receive. For example, we
may give parts of your PHI to our billing or claims department or others who do these things for us. They can use it to make sure your health care providers are
paid correctly for the health care services you received under a health plan.
To operate our business. We may use and disclose your PHI in order to administer our health plans. For example, we may use your PHI in order to review and
improve the quality of health care services you receive. We may also provide your PHI to our accountants, attorneys, consultants, and others in order to make
sure we are obeying the laws that affect us. Another time when we may provide PHI to other organizations is when we ask them to tell us about the quality of our
health plans and how we operate our business. Before we share PHI with other organizations, they must agree to keep your PHI private.
To meet legal requirements. We share PHI with government or law enforcement agencies when federal, state, or local laws require us to do so. We also share
PHI when we are required to in a court or other legal proceeding. For example, if a law says we must report private information about people who have been
abused, neglected, or are victims of domestic violence, we share PHI.
To report public health activities. We share PHI with government officials in charge of collecting certain public health information. For example, we may share
PHI about births, deaths, and some diseases. We may provide coroners, medical examiners, and funeral directors information that relates to a person’s death.
For health oversight activities. We may share PHI if a government agency is investigating or inspecting a health care provider or organization.
For purposes of organ donation. Even though the law permits it, we do not share PHI with organizations that help find organs, eyes, and tissue to be donated
or transplanted.
For research purposes.
We do not use or disclose your PHI in order to conduct medical research.
To avoid harm. In order to avoid a serious threat to the health or safety of a person or the public, we may provide PHI to law enforcement or people who may be
able to stop or lessen the harm.
For specific government functions. We may share PHI for national security reasons. For example, we may share PHI to protect the president of the United
States. In some situations, we may share the PHI of veterans and people in the military when required by law.
For workers’ compensation purposes. We may share PHI to obey workers’ compensation laws
.
For information about health-related benefits or services. We may use PHI to give you information about other health care treatment services, or benefits.
A plan amendment has been adopted to protect your PHI as required by law. The plan amendment allows PHI to be shared with the plan sponsor (SISC III Board
of Directors) for purposes of treatment, payment, health care operations and for other reasons related to the administration of the SISC Health Benefits Plan.
Other Uses and Disclosures Require Your Prior Written Agreement. In other situations, we will ask for your written permission before we use or disclose your
PHI. You may decide later that you no longer want to agree to a certain use of your PHI for which we received your permission. If so, you may tell us that in
writing. We will then stop using your PHI for that certain situation. However, we may have already used your PHI. If we had your permission to use your PHI when
we used it, you cannot take back your agreement for those past situations.
Q. Will you give my PHI to my family, friends, or others?
A. We may share medical information about you with a friend or family member who is involved in or who helps pay for your medical care when you are present.
For example, if one of our home health nurses or case managers visits you at your home or in the hospital and your mother is with you, we may discuss your PHI
with you in front of her. We will not discuss your PHI with you when others are present if you tell us not to.
In order to enroll you in a health plan, we may share limited PHI with your employer or other organizations that help pay for your membership in the plan.
However, if your employer or another organization that pays for your membership asks for specific PHI about you, we will get your permission before we disclose
your PHI to them.
There may be a situation in which you are not present or you are unable to make health care decisions for yourself. Then we may use or share your PHI if
professional judgment says that doing so is in your best interests. For example, if you are unconscious and a friend is with you, we may share your PHI with your
friend so you can receive care.