COMMERCIAL UMBRELLA / EXCESS LIABILITY WARRANTY APPLICATION
Commercial Umbrella / Excess Liability Product
Name insured: ________________________________________________________________________________________________________________
Mailing address: _________________________________________ Web site address: ___________________________________________________
City:______________________________________________________State:_______________________Zip:_______________________
E-mail address: ______________________________________
Form of business: q Individual q Corporation q Partnership q LLC q Other ____________________________
Years in business:_______________
Location(s) of operations: _______________________________________________________________________________________________________
Description of operations: _______________________________________________________________________________________________________
Annual gross receipts: $ __________________________________ Annual payroll: $_____________________________
A. General Information
Limit requested: q $1,000,000 q $2,000,000 q$3,000,000 q $4,000,000 q $5,000,000
If the higher limits are the requirement of a contract or project, please provide complete details of duties the applicant will
perform, the duration, and the total cost: __________________________________________________________________________________________
_______________________________________________________________________________________________________________________________
Previous carrier: ________________________ Policy number: ___________ Premium: $__________ Effective dates: ___________________________
Describe any losses greater than $10,000 in the past three years for the primary coverages this policy will cover over? q None
Year Incurred Amount Description of Loss
______________ $ ________________________ _______________________________________________________________________
______________ $ ________________________ _______________________________________________________________________
______________ $ ________________________ _______________________________________________________________________
______________ $ ________________________ _______________________________________________________________________
B. Schedule of Underlying
If the account is not concurrent with underlying coverages or is being marketed mid-term, please provide details:
______________________________________________________________________________________________________________________________
Type of Insurance Underlying Carrier Policy # Eff. Dates Limits of Liability Premium
q General Liability
q ISO Form
q Manuscript form
A.M. Best Rating _____
General Aggregate $
Products Aggregate $
Personal & Advertising Injury $
Occurrence $
Damage to Premises Rented $
Medical Payments $
$
q Auto Liability
A.M. Best Rating _____
q C.S.L. $
$
q Split Limits $ /$ /$
q Employers Liability
A.M. Best Rating _____
Bod. Inj. by Accident (ea. accident) $
Bod. Inj. by Disease (policy limit) $
Bod. Inj. by Disease (ea. employee) $
$
q Professional Liability
q Occurrence Form
q Claims-Made Form
A.M. Best Rating _____ Occurrence $
Aggregate $
$
q Liquor Liability
(include our supplemental
ELLS)
A.M. Best Rating _____ Occurrence $
Aggregate $
$
q Other
A.M. Best Rating _____
$
$
CUA 9/08
page 1 of 4
U
NITED
S
TATES
L
IABILITY
I
NSURANCE
G
ROUP
A BERKSHIRE HATHAWAY COMPANY
USLI.COM
888-523-5545
Submit Application
C. General Liability Information
PleaseprovidetheClassification(s)ontheUnderlyingGLpolicyorattachGLapplication
AttachourcompletedCSAapplicationforArtisanandGeneralContractoraccounts
C.1.
Habitational Information q Not Applicable
Number of units: ____________________________ Number of stories: _______________________
Any aluminum wiring? q No q Yes
Is all wiring connected to circuit breakers? q No q Yes
Are all units and common areas equipped with smoke detectors and fire extinguishers? q No q Yes
If three or more stories, does the building have a fire escape or fire tower? q N/A q No q Yes
If seven or more stories, is the building 100% sprinklered? q N/A q No q Yes
Percentage of student renters? _____________%
Percentage of residents over 55 years old? _____________%
C.2. Swimming Pool Information q Not Applicable
Number of pools: ____________________________
Any diving boards or slides? q No q Yes
Are the rules clearly posted? q No q Yes
Are the depths clearly marked? q No q Yes
Is there a self-closing/locking mechanism to the entrance to the pool area? q No q Yes
Is life-saving equipment within the pool area? q No q Yes
C.3. Bars/Tavern/Restaurant Information q Not Applicable
Total receipts $ _________________________ Food Receipts $ _______________ _______ Alcohol Receipts $ _________________________
Other $ _____________________ If “Other,” describe source: ________________________________
Is there entertainment? q Yes q No
Is “Yes,” how often:? q 1-2 times per week q 3 or more times per week
q 0-12 times per year q 13-51 times per year q Banquets only _________________
Is the electrical system connected to circuit breakers? q No q Yes
Does the electrical system have aluminum wiring or knob and tube wiring? q No q Yes
Does the applicant have or sponsor any “teen” or “under 21” nights, or permit patrons under the
age of 21 in a bar area after 10 p.m.? q No q Yes
Any firearms kept or permitted on premises or are off-duty police officers or armed guards employed? q No q Yes
Is a secondary means of egress provided for each floor (including basement) having public access? q No q Yes
Are there smoke or heat detectors used in all public areas and, if building owner, all habitational units? q No q Yes
Is there a swimming pool or beach on premises that applicant is responsible for? q No q Yes
Does applicant have any of the following exposures: mechanical rides, moon bounces, trampolines,
rock walls, pyrotechnics or foam machines? q No q Yes
If there is another occupancy in the building, are all deep fat frying appliances protected per NFPA 96
(Automatic Fire Extinguishing System)? q No q Yes
What is the average age of clientele? q Under 21 q 21-25 q Over 25
Class Code Classification Underlying Premium
$
$
$
$
$
CUA 9/08
page 2 of 4
D. Auto Liability Information q Not Applicable
Is hired and non-owned auto provided by the underlying? q Yes q No
Are any drivers under 21 years of age? q Yes q No
Does any vehicle travel an average daily radius greater than 200 miles? q Yes q No
Does risk own any heavy trucks, extra heavy trucks or truck tractors, livery units or tow trucks? q Yes q No
Are any vehicles authorized to transport any of the following? q Yes q No
Corrosive, explosive, flammable (i.e. fuel), or radioactive materials?
Any type of refuse, waste or trash (including recyclables)?
Livestock?
Are motor vehicle records reviewed for acceptability at least once every three years? q No q Yes
For any driver over the age of 69, is a Statement of Fitness required to be signed by a physician? q No q Yes
Applicant’s Warranty Statement: The undersigned represents to the best of his/her knowledge and belief the particulars and statements
set forth are true and agree that those particulars and statements are material to the acceptance of the risk assumed by the Company. The
undersigned further declares that any claim, incident or event taking place prior to the effective date of insurance applied for which may render
inaccurate, untrue, or incomplete any statement made will immediately be reported in writing to the Company and the Company may withdraw
or modify any outstanding quotations and/or authorization or agreement to bind the insurance. The signing of the Application does not bind
the undersigned to purchase the insurance, nor does the review of the Application bind the Company to issue a policy. It is understood the
Company is relying on the Application in the event the Policy is issued. It is agreed that this Application, including any material submitted
therewith, shall be the basis of the contract should a policy be issued, and may be attached to and become part of the policy.
Virginia Notice: Statements in the application shall be deemed the insured’s representations. A statement made in the application or in any
affidavit made before or after a loss under the policy will not be deemed material or invalidate coverage unless it is clearly proven that such
statement was material to the risk when assumed and was untrue.
Minnesota Notice: The clause “and/or authorization or agreement to bind the insurance” is replaced with “Authorization or agreement to bind
the insurance may be withdrawn or modified based on changes to the information contained in this application prior to the effective date of
the insurance applied for that may render inaccurate, untrue or incomplete any statement made with a minimum of 10 days notice given to the
insured prior to the effective date of cancellation when the contract has been in effect for less than 90 days or is being canceled for
nonpayment of premium.
Colorado Fraud Statement: It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance company
for the purpose of defrauding or attempting to defraud the company. Penalties may include imprisonment, fines, denial of insurance, and civil
damages. Any insurance company or agent of an insurance company who knowingly provides false, incomplete, or misleading facts or
information to a policyholder or claimant for the purpose of defrauding or attempting to defraud the policyholder or claimant with regard to a
settlement or award payable from insurance proceeds shall be reported to the Colorado division of insurance within the department of
regulatory agencies.
District of Columbia Fraud Statement: WARNING: It is a crime to provide false or misleading information to an insurer for the purpose of
defrauding the insurer or any other person. Penalties include imprisonment and/or fines. In addition, an insurer may deny insurance benefits if
false information materially related to a claim was provided by the applicant.
Florida Fraud Statement: You are agreeing to place coverage in the surplus lines market. Superior coverage may be available in the
admitted market and at a lesser cost. Persons insured by surplus lines carriers are not protected under the Florida Insurance Guaranty Act with
respect to any right of recovery for the obligation of an insolvent unlicensed insurer.
Kentucky Fraud Statement: Any person who knowingly and with intent to defraud any insurance company or other person files an application
for insurance containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material
thereto commits a fraudulent insurance act, which is a crime.
Maine Fraud Statement: It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the
purpose of defrauding the company. Penalties may include imprisonment, fines or a denial of insurance benefits.
New Jersey Fraud Statement: Any person who includes any false or misleading information on an application for an insurance policy is
subject to criminal and civil penalties.
New York Fraud Statement: Any person who knowingly and with intent to defraud any insurance company or other person files an application
for insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading, information
concerning any fact material thereto, commits a fraudulent insurance act, which is a crime and shall also be subject to a civil penalty not to
exceed five thousand dollars and the stated value of the claim for each such violation.
Ohio Fraud Statement: Any person who, with intent to defraud or knowing that he is facilitating a fraud against an insurer, submits an
application or files a claim containing a false or deceptive statement is guilty of insurance fraud.
Oklahoma Fraud Statement: WARNING: Any person who knowingly, and with intent to injure, defraud or deceive any insurer, makes any
claim for the proceeds of an insurance policy containing any false, incomplete or misleading information is guilty of a felony.
Number Type A Units
Private Passenger
Light Trucks (up to 10,000 GVW)
Medium Trucks (10,001 - 20,000)
CUA 9/08
page 3 of 4
Pennsylvania Fraud Statement: Any person who knowingly and with intent to defraud any insurance company or other person files an
application for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading, information
concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil
penalties.
Tennessee and Virginia Fraud Statement: It is a crime to knowingly provide false, incomplete or misleading information to an insurance
company for the purpose of defrauding the company. Penalties include imprisonment, fines and denial of insurance benefits.
Fraud Statement (All Other States): Any person who knowingly presents a false or fraudulent claim for
payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty
of a crime and may be subject to fines and confinement in prison.
Applicant’s signature: ___________________________________________________________________________ Date: _________________________
(Owner or Officer)
Broker’s signature:
______________________________________________________________________________ Date: _________________________
Address:
______________________________________________________________________________________________________________________
Some states require that we have the name and address of your (insured’s) authorized agent or broker.
Name of authorized agent or broker:
_____________________________________________________________________________________________
Address: ______________________________________________________________________________________________________________________
Mail completed application through local agent or broker to:
______________________________________________________________________________________________________________________________
CUA 9/08
page 4 of 4
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