FULLY EXECUTED DISCLOSURES ARE REQUIRED
___ Checklist & Stacking Order for closed loans
___ Loan Officer Commission Voucher
___ Check made payable to ANMC (Must match with HUD)
___ Copy of Appraisal Check (If Applicable)
___ HUD1 (signed & dated) (Must match with check)
___ Note
___ Cash To Close Worksheet (not signed)
___ Initial 1003 (Signed & dated all pages) and Re-Disclosed
___ Final 1003 (Signed & dated all pages)
___ Intent To Proceed
___ Good Faith Estimate (dated) (Must conform to terms of loan) Initial and Re-Disclosed
___ Good Faith Provider
___ Initial Truth-in-Lending Disclosure Statement with Itemization of Amount Financed and Re-Disclosed
___ Lender’s Final Truth-in-Lending (signed & dated) (Page 1 and 2, when available)
___ Brokerage Business Contract (All States) (original signatures for Virginia) and Re-Disclosed
___ (Final) Brokerage Business Contract (All States) (if fees/loan amount/ rate increase)
___ Borrower’s Certification and Authorization
___ Credit Score Information Disclosure
___ Credit Report
___ Equal Credit Opportunity Act or Disclosure Notices
___ Fair Lending Notice
___ Right to Receive Appraisal
___ Paid Appraisal Invoice
___ Appraisal Report
___ Appraiser’s License
___ ARM Disclosure (If applicable)
___ Patriot Act Disclosure Important Applicant Information
___ Patriot Act Borrower Identification Disclosure (include driver’s license social security card)
___ Privacy Policy Disclosure
___ Servicing Disclosure Statement & Lenders Servicing Disclosure
___ 4506-T (Tax Return Request Copy of Transcripts Page 1-2
___ Affiliated Business Arrangement Disclosure
___Anti-Steering Disclosure
___ W’2’s or Tax Returns (Last two years must be signed and dated by borrower(s)
___ Pay Stubs (Must be 30 days recent consecutive pay stubs)
___ VOE (Signed, Verified for two years) Employer must sign
___ Purchase Agreement (Signed & dated) (must be legible)
___ VOD or 2 months bank statements (Purchase)
___ Lender Approval
___ Mortgage payoff letter (Refinance)
