Credit Service Agreement
Version 6.2016
1
ADDENDUM TO ONLINE SERVICE AGREEMENT
WHEREAS, the parties desire to amend the Online Service Agreement by and between the undersigned
Customer and IntelliCorp Records Inc. for consumer credit products or services.
NOW THEREFORE, for good and valuable consideration by both parties, the receipt and sufficiency of
which is hereby acknowledged, the parties hereby agree as follows:
IN WITNESS WHEREOF, the parties hereto have caused this Amendment to be executed by their duly
authorized representatives.
1. Subscriber is a ________________________________________ business type and has a
permissible purpose for obtaining consumer reports in accordance with the Fair Credit Reporting
Act (15 U.S.C. §1681 et seq.) including, without limitation, all amendments thereto ("FCRA").
The Subscriber certifies its permissible purpose as:
___ In connection with a tenant screening application involving the consumer; or
___ For a legitimate business need in connection with a business transaction that is initiated by the
consumer;
2. Subscriber certifies that Subscriber shall use the consumer reports: (a) solely for the Subscriber’s
certified use(s); and (b) solely for Subscriber’s exclusive one-time use. Subscriber shall not request, obtain
or use consumer reports for any other purpose including, but not limited to, for the purpose of selling,
leasing, renting or otherwise providing information obtained under this Agreement to any other party,
whether alone, in conjunction with Subscriber’s own data, or otherwise in any service which is derived
from the consumer reports. The consumer reports shall be requested by, and disclosed by Subscriber only
to Subscriber’s designated and authorized employees having a need to know and only to the extent
necessary to enable Subscriber to use the Consumer Reports in accordance with this Agreement.
Subscriber shall ensure that such designated and authorized employees shall not attempt to obtain any
Consumer Reports on themselves, associates, or any other person except in the exercise of their official
duties.
3. Subscriber will maintain copies of all written authorizations for a minimum of five (5) years from the
date of inquiry.
4. THE FCRA PROVIDES THAT ANY PERSON WHO KNOWINGLY AND WILLFULLY OBTAINS
INFORMATION ON A CONSUMER FROM A CONSUMER REPORTING AGENCY UNDER FALSE
PRETENSES SHALL BE FINED UNDER TITLE 18 OF THE UNITED STATES CODE OR
IMPRISONED NOT MORE THAN TWO YEARS, OR BOTH.
5. Subscriber shall use each Consumer Report only for a one-time use and shall hold the report in strict
confidence, and not disclose it to any third parties; provided, however, that Subscriber may, but is not
required to, disclose the report to the subject of the report only in connection with an adverse action based
on the report. Moreover, unless otherwise explicitly authorized in an agreement between IntelliCorp and
its Subscriber for scores obtained from TransUnion, or as explicitly otherwise authorized in advance and
in writing by TransUnion through IntelliCorp, Subscriber shall not disclose to consumers or any third
party, any or all such scores provided under such agreement, unless clearly required by law.
Credit Service Agreement
Version 6.2016
2
6. With just cause, such as violation of the terms of the Subscriber’s contract or a legal requirement, or a
material change in existing legal requirements that adversely affects the Subscriber’s agreement,
IntelliCorp may, upon its election, discontinue serving the Subscriber and cancel the agreement
immediately.
For those Subscribers that wish to receive TransUnion Scores as part of the consumer credit report being
delivered, Subscriber shall agree to as follows:
1. Subscriber will request Scores only for Subcriber’s exclusive use. Subscriber may store Scores
solely for Subscriber’s own use in furtherance of Subscriber’s original purpose for obtaining the
Scores. Subscriber shall not use the Scores for model development or model calibration and shall
not reverse engineer the Score. All Scores provided hereunder will be held in strict confidence and
may never be sold, licensed, copied, reused, disclosed, reproduced, revealed or made accessible,
in whole or in part, to any Person, except (i) to those employees of Subscriber with a need to
know and in the course of their employment; (ii) to those third party processing agents and other
contractors of Subscriber who have executed an agreement that limits the use of the Scores by the
third party only to the use permitted to Subscriber and contains the prohibitions set forth herein
regarding model development, model calibration, reverse engineering and confidentiality; (iii)
when accompanied by the corresponding reason codes, to the consumer who is the subject of the
Score; (iv) to government regulatory agencies; or (v) as required by law.
Except as provided herein or modified hereby, all terms, covenants and conditions of the Online Service
Agreement remain unchanged. To the extent any provision in this Amendment conflicts with any similar
provision in the Online Service Agreement, the terms set forth on this Amendment shall control for
consumer credit products or services. This Amendment may be executed in counterparts, each of which
shall be deemed to be an original instrument, and all such counterparts shall together constitute the same
document.
I certify that I have read the terms and conditions and; that I understand the significance, have direct
knowledge of same; and have voluntarily signed my name on this the __________ day of __________,
20__.
IntelliCorp Records, Inc. ____________________________
SUBSCRIBER:
3000 Auburn Drive Address: _________________________
Suite 410
Beachwood, Ohio 44122 _________________________
(216) 450-5200
_________________________
Print Name: Todd R. Carpenter Print Name: ________________________
Signature: ________________________ Signature: ________________________
Title: President Title: ________________________
Date: ________________________ Date: ________________________
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