Credit Service Agreement
ADDENDUM TO ONLINE SERVICE AGREEMENT
WHEREAS, the parties desire to amend the Online Service Agreement by and between the undersigned
Customer and IntelliCorp Records Inc. for consumer credit products or services.
NOW THEREFORE, for good and valuable consideration by both parties, the receipt and sufficiency of
which is hereby acknowledged, the parties hereby agree as follows:
IN WITNESS WHEREOF, the parties hereto have caused this Amendment to be executed by their duly
1. Subscriber is a ________________________________________ business type and has a
permissible purpose for obtaining consumer reports in accordance with the Fair Credit Reporting
Act (15 U.S.C. §1681 et seq.) including, without limitation, all amendments thereto ("FCRA").
The Subscriber certifies its permissible purpose as:
___ In connection with a tenant screening application involving the consumer; or
___ For a legitimate business need in connection with a business transaction that is initiated by the
2. Subscriber certifies that Subscriber shall use the consumer reports: (a) solely for the Subscriber’s
certified use(s); and (b) solely for Subscriber’s exclusive one-time use. Subscriber shall not request, obtain
or use consumer reports for any other purpose including, but not limited to, for the purpose of selling,
leasing, renting or otherwise providing information obtained under this Agreement to any other party,
whether alone, in conjunction with Subscriber’s own data, or otherwise in any service which is derived
from the consumer reports. The consumer reports shall be requested by, and disclosed by Subscriber only
to Subscriber’s designated and authorized employees having a need to know and only to the extent
necessary to enable Subscriber to use the Consumer Reports in accordance with this Agreement.
Subscriber shall ensure that such designated and authorized employees shall not attempt to obtain any
Consumer Reports on themselves, associates, or any other person except in the exercise of their official
3. Subscriber will maintain copies of all written authorizations for a minimum of five (5) years from the
date of inquiry.
4. THE FCRA PROVIDES THAT ANY PERSON WHO KNOWINGLY AND WILLFULLY OBTAINS
INFORMATION ON A CONSUMER FROM A CONSUMER REPORTING AGENCY UNDER FALSE
PRETENSES SHALL BE FINED UNDER TITLE 18 OF THE UNITED STATES CODE OR
IMPRISONED NOT MORE THAN TWO YEARS, OR BOTH.
5. Subscriber shall use each Consumer Report only for a one-time use and shall hold the report in strict
confidence, and not disclose it to any third parties; provided, however, that Subscriber may, but is not
required to, disclose the report to the subject of the report only in connection with an adverse action based
on the report. Moreover, unless otherwise explicitly authorized in an agreement between IntelliCorp and
its Subscriber for scores obtained from TransUnion, or as explicitly otherwise authorized in advance and
in writing by TransUnion through IntelliCorp, Subscriber shall not disclose to consumers or any third
party, any or all such scores provided under such agreement, unless clearly required by law.