CA-APP-1 (1-13) Page 1 of 10
P.O. Box 14770, Scottsdale, AZ 85267-4770
8475 E. Hartford Dr., Scottsdale, AZ 85255
(480) 991-7889 WATS (800) 848-8860
Fax (480) 948-1394 Toll Free (866) 240-8807
P.O
. Box 571770, Murray, UT 84157-1770
5373 S. Green St., Suite 525, Murray, UT 84123
(801) 290-1144 WATS (800) 594-8900
Fax (801) 290-1160 Toll Free (800) 332-9285
COMM
ERCIAL AUTOMOBILE - NEW BUSINESS APPLICATION
Name of Applicant:
D/B/A:
Street Address:
P.O. Mailing Address:
Phone Number: ( )
FEIN/Social Security/Soundex No.
Website:
Agent Name:
Address:
Agent No.:
PROPOSED EFFECTIVE DATE:
From To
12:01 A.M., Standard Time, at the mailing address of the Applicant.
PLEASE ANSWER ALL QUESTIONS
DESCRIPTION OF OPERATIONS
1. Applicant is: Individual Partnership Corporation Joint Venture LLC Other:
2. Description of operations:
Attach appropriate supplemental application as needed.
3. How long has this operation been in business?
4. How many years of experience does your management have in the truck/transportation business?
Provide an explanation of their experience:
5. Have you had any insurance canceled, declined or non-renewed in the last three years (Not appli-
cable in Missouri)? .......................................................................................................................................
Yes No
If yes, explain:
6. Has there been any change in the nature of operations, ownership, management or the name of
the operation during the last five years? ................................................................................................
Yes No
If yes, provide details:
CA-APP-1 (1-13) Page 2 of 10
7. Is the applicant a subsidiary of another entity, does the applicant have any subsidiaries or has
the applicant operated under a different name? ................................................................................
Yes No
If yes, provide details:
8. Is there a formal safety program? ............................................................................................................ Yes No
If yes, provide details or a copy:
9. List commodities transported:
10. Any exposure to flammables, explosives, chemicals or hazardous materials (including medical
or contaminated waste)? ..........................................................................................................................
Yes No
If yes, provide specific details:
11. Radius of operations: Intrastate only Interstate
0-100 miles %, 101-300 miles %, 301-500 miles %, Over 500 miles %
12. List all states in which vehicles operate:
a. For all states, list largest cities entered:
b. For all states, list farthest city entered from garaging location:
13. Is your operation subject to time constraints when delivering the commodity? ............................... Yes No
14. Do you haul for others? ............................................................................................................................ Yes No
If yes, indicate percentage and for whom:
15. Do you back haul? ..................................................................................................................................... Yes No
If yes, advise for whom and commodities transported:
16. Do you have a signed trailer interchange agreement?.......................................................................... Yes No
If yes, provide a copy of the signed agreement, cover letter and provider list.
17. Do you operate under a UIIA (Uniform Intermodal Interchange Association) contract? ................... Yes No
If yes, provide a copy of the signed contract, cover letter and provider list.
18. Do any units have special equipment, customizations or alterations? ............................................... Yes No
a. If yes, describe:
b. If a boom, how far does the collapsed length of the boom extend beyond the front or rear bumper?
19. Are any vehicles used by family members? ........................................................................................... Yes No
If yes, list and provide MVRs:
20. Is there personal use of vehicles? ........................................................................................................... Yes No
If yes, explain:
21. Do you allow passengers? ....................................................................................................................... Yes No
If yes, explain:
22. Are any vehicles or equipment loaned, rented, or leased to others? .................................................. Yes No
If yes, explain:
23. Are all drivers covered by Workers’ Compensation insurance? .......................................................... Yes No
CA-APP-1 (1-13) Page 3 of 10
DRIVER INFORMATION
24. Is there a formal driver hiring procedure? .............................................................................................. Yes No
If yes, provide a copy.
25. Is there a formal driver training program? .............................................................................................. Yes No
If yes, provide a copy.
26. Do you:
Perform employee drug and alcohol screening/testing? ............................................................................. Yes No
Perform criminal background checks? ........................................................................................................ Yes No
Have a “Good Driver” incentive program ..................................................................................................... Yes No
Order MVRs prior to allowing employees to drive? ..................................................................................... Yes No
27. Criteria for hiring drivers: minimum age: years of experience:
Describe MVR standards:
28. Average driver turnover per year: ............................................................................................................ %
Number of drivers hired in the past twelve (12) months: ......................................................................
29. Is there an accident review procedure? .................................................................................................. Yes No
If yes, please describe:
30. Are all drivers employees? ....................................................................................................................... Yes No
If no, provide copy of contract.
31. How are your drivers paid? Per load Per hour Other:
32. Do you agree to screen and report all potential operators immediately upon hiring? ...................... Yes No
33. Maximum number of hours driver will operate a vehicle in a twenty-four (24) hour period:
34. Are driver teams used? ............................................................................................................................ Yes No
35. Are drivers assigned to specific units? ................................................................................................. Yes No
36. List below all drivers, owners/officers, partners currently employed as of the proposed effective date. If a Non-
Owned auto is to be considered, you must list information for all employees currently employed by you.
Driver’s Name D/C*
Date
of
Birth
Driver’s
License No.
State
Class
of
License
No. of
Years
Driving
Similar
Vehicle
Hire Date
(M/D/Y)
Years of
Accidents
& Traffic
Violations
*Designation Code: OOwner/Officer, PPartner, E—Employee
CA-APP-1 (1-13) Page 4 of 10
VEHICLE INFORMATION
37. Number of vehicles owned: Light Medium Heavy Extra Heavy
Tractors Trailers Private Passenger Types
38. Number of vehicles leased: Light Medium Heavy Extra Heavy
Tractors Trailers Private Passenger Types
39. Do you use double or triple trailers? ....................................................................................................... Yes No
If yes, what percentage of trips involves the use of multiple trailers? ......................................................... %
40. Do all trailers have DOT-required reflective tape? ................................................................................. Yes No
41. Provide details on your vehicle maintenance program:
42. Are any vehicles owned, operated or leased that are not included in the vehicle schedule? .......... Yes No
If yes, provide details:
PRIOR CARRIER AND LOSS EXPERIENCE SUMMARY
Include a minimum of four years currently valued company loss runs for all accounts.
The following Prior Carrier and Loss Experience Section must be completed:
Policy
Period
Prior
Carrier
Policy
No.
Past
Deductible
Amount
Liability
Premium
Physical
Damage
Premium
No. Of
Losses
Liability
Losses
Paid/
Open*
Physical
Dam
age
Losses
Paid/
Open*
OPERATION HISTORY
Year
Gross Receipts
Mileage
Number of Power Units
Current Year
Projected for Coming Year
CA-APP-1 (1-13) Page 5 of 10
FILING INFORMATION
43. Do you hold an ICC/FHWA permit or UCRA/DOT registration? ............................................................ Yes No
If yes, provide: US DOT No. , MC No. , Base State
44. State filings required? ............................................................................................................................... Yes No
If yes, list states and provide necessary state motor carrier number, if applicable:
45. Provide exact name and address as shown on application for filings, permits, certificates, etc.:
46. Are there any special requirements needed for City permits, Certificates of Insurance, oversize
and/or overweight permits? .....................................................................................................................
Yes No
If yes, provide details:
HIRED AUTO INFORMATIONCoverage Subject to Audit
47. Why is hired auto coverage being requested?
48. Do you lease, hire, rent or borrow any vehicles from others? ............................................................. Yes No
What is the average term of the lease?
Is there a written agreement? ...................................................................................................................... Yes No
Does it include a Hold Harmless agreement and/or Additional Insured clause? ........................................ Yes No
Provide a copy of the agreement.
49. Do you hire independent contractors? ................................................................................................... Yes No
If yes, do you require certificates of insurance? .......................................................................................... Yes No
Provide a copy of the contract.
50. If owner/operators are leased, will they be scheduled on your policy? ................................................. Yes No
If yes, provide a copy of the agreement you use.
51. Do you use sub-haulers? .......................................................................................................................... Yes No
If yes, provide cost of hire: $
Provide a copy of the contract.
52. Do you lease, hire, rent, or borrow any vehicles from others without drivers? ................................. Yes No
Will they be scheduled on the policy? ......................................................................................................... Yes No
What is the average term of the lease?
53. What is your cost to lease, hire, rent or borrow vehicles? With drivers $ Without drivers $
Estimated cost of hired autos: This year: $ Last year: $
54. Is Hired Auto Physical Damage coverage desired? ............................................................................... Yes No
If yes, average value of auto hired: $
55. How many autos are hired on average within a twelve (12) month period?
56. How many hired autos are in the insured’s possession at any one time?
57. What type of vehicles do you lease, hire, rent or borrow? Truck-Tractors % Trailers %
Heavy and Extra Trucks % Pickup trucks or Vans % Private Passenger Cars %
CA-APP-1 (1-13) Page 6 of 10
58. At any time will your employees, subcontractors, or owner/operators lease vehicles in your
name? .........................................................................................................................................................
Yes No
If yes, explain:
59. Do you arrange or dispatch loads for others, not including your own hired truckers? ................... Yes No
Explain:
Are you named on the Bills of Lading? ........................................................................................................ Yes No
Annual number of Truckers: Loads:
60. Do you have motor carrier brokerage authority? ................................................................................... Yes No
If yes, is the brokerage authority held under the same name and motor carrier number as your trucking
operation? ....................................................................................................................................................
Yes No
What is your motor carrier brokerage number?
Whose name appears on the bill of lading as the carrier?
What is your brokerage revenue for the most recent twelve (12) months?
Estimated next twelve (12) months:
61. Do you understand that we may audit your records for Hired auto exposure, which might result
in an additional premium? ........................................................................................................................
Yes No
NON-OWNED AUTO INFORMATIONCoverage Subject to Audit
62. Why is non-ownership liability coverage being requested?
63. What types of non-owned autos will be used in your business?
Total number of non-owned autos used: How will they be used?
64. How often are non-owned autos used in your business? Daily Weekly Monthly Other:
Estimate the number of hours per month:
Estimated annual mileage for use of all non-owned autos:
65. Do any employees use their autos in your business? .......................................................................... Yes No
If yes, what limit of liability insurance are they required to maintain?
Do you require evidence of insurance? ...................................................................................................... Yes No
66. Will you use non-owned autos other than those owned by employees? ............................................ Yes No
If yes, describe the relationship:
67. Total number of employees: Total number of officers and partners:
68. If a social service operation, do you use the autos of volunteers? ..................................................... Yes No
Maximum number of volunteers at any one time: ...............................................................................
How will they use their vehicles?
69. Are volunteers required to have their own insurance? ......................................................................... Yes No
Minimum limits required:
70. Do you obtain motor vehicle records for all employees and volunteers? .......................................... Yes No
71. Do you understand that we may audit your records for Non-Owned auto exposure, which might
result in an additional premium? .............................................................................................................
Yes No
CA-APP-1 (1-13) Page 7 of 10
LIMIT AND COVERAGE INFORMATION
72. Liability: Combined Single Limits: $
Split Limit: B.I. Per Person: $ B.I. Per Accident: $ Property Damage: $
Liability Deductible: $1,000 Over $1,000 Submit to companyfinancials may be required
73. Hired Auto: Cost of Hire: $
Hired auto coverage is subject to audit.
74. Non-owned Auto: Number of: Partners: Employees: Volunteers:
Non-owned auto coverage is subject to audit.
75. Uninsured Motorist: Rejected Limits Accepted $
76. Underinsured Motorist: Rejected Limits Accepted $
(Complete appropriate UM/UIM Selection/Rejection Form for Questions 75. and 76.)
77. Optional no-fault state: PIP rejected?....................................................................................................... Yes No
78. Mandatory no-fault state: PIP basic limits accepted? .............................................................................. Yes No
(Complete appropriate Personal Injury Protection Selection/Rejection Form for Questions 77. and 78.)
79. Medical Payments: Rejected Limits accepted: $
80. Trailer Interchange: Limit $ Number of Trailers:
Deductibles: Comp $ SCOL $ Coll $
81. Do you understand that we may audit your records, which might result in an additional
premium? ....................................................................................................................................................
Yes No
82. Are any Lessors or other entities to be added as additional insureds?............................................... Yes No
If yes, list:
NAME VEHICLE ADDRESS RELATIONSHIP/INTEREST
VEHICLE SCHEDULE
(Attach copies of the vehicle registration for all vehicles and explain if registration name is different from applicant’s name.)
Vehicle No.:
Year:
V.I.N.:
Make/model/type of vehicle:
ACV ST AMT: $
Value of perm. attached equip.: $
Mfg. seating capacity:
Radius:
Farthest city:
City, state, zip where garaged:
License state:
License plate No.:
GVW/GCW:
Class.:
Deductibles COMP
SCOL
COLL
Commercial Retail Service
Leased Vehicle? ............................................................................................................................................. Yes No
Loss payee/additional insured/lessor:
If limousine, name of coach builder:
Length:
CA-APP-1 (1-13) Page 8 of 10
Vehicle No.:
Year:
V.I.N.:
Make/model/type of vehicle:
ACV ST AMT: $
Value of perm. attached equip.: $
Mfg. seating capacity:
Radius:
Farthest city:
City, state, zip where garaged:
License state:
License plate No.:
GVW/GCW:
Class.:
Deductibles COMP
SCOL
COLL
Commercial Retail Service
Leased Vehicle? ............................................................................................................................................. Yes No
Loss payee/additional insured/lessor:
If limousine, name of coach builder:
Length:
Vehicle No.:
Year:
V.I.N.:
Make/model/type of vehicle:
ACV ST AMT: $
Value of perm. attached equip.: $
Mfg. seating capacity:
Radius:
Farthest city:
City, state, zip where garaged:
License state:
License plate No.:
GVW/GCW:
Class.:
Deductibles COMP
SCOL
COLL
Commercial Retail Service
Leased Vehicle? ............................................................................................................................................. Yes No
Loss payee/additional insured/lessor:
If limousine, name of coach builder:
Length:
Vehicle No.:
Year:
V.I.N.:
Make/model/type of vehicle:
ACV ST AMT: $
Value of perm. attached equip.: $
Mfg. seating capacity:
Radius:
Farthest city:
City, state, zip where garaged:
License state:
License plate No.:
GVW/GCW:
Class.:
Deductibles COMP
SCOL
COLL
Commercial Retail Service
Leased Vehicle? ............................................................................................................................................. Yes No
Loss payee/additional insured/lessor:
If limousine, name of coach builder:
Length:
CA-APP-1 (1-13) Page 9 of 10
Vehicle No.:
Year:
V.I.N.:
Make/model/type of vehicle:
ACV ST AMT: $
Value of perm. attached equip.: $
Mfg. seating capacity:
Radius:
Farthest city:
City, state, zip where garaged:
License state:
License plate No.:
GVW/GCW:
Class.:
Deductibles COMP
SCOL
COLL
Commercial Retail Service
Leased Vehicle? ............................................................................................................................................. Yes No
Loss payee/additional insured/lessor:
If limousine, name of coach builder:
Length:
This application does not bind YOU or US to complete the insurance, but it is agreed that the information contained herein
shall be the basis of the contract should a policy be issued.
California Notice And Disclosure: Please note a policy fee of $150 applies to NEW business policies only. This policy
fee is fully earned at policy inception.
FRAUD WARNING: Any person who knowingly and with intent to defraud any insurance company or other person files an
application for insurance or statement of claim containing any materially false information or conceals for the purpose of
misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and
subjects such person to criminal and civil penalties. (Not applicable in Nebraska, Oregon and Vermont).
NOTICE TO ALABAMA APPLICANTS: Any person who knowingly presents a false or fraudulent claim for payment of a
loss or benefit or who knowingly presents false information in an application for insurance is guilty of a crime and may be
subject to restitution fines or confinement in prison, or any combination thereof.
NOTICE TO COLORADO APPLICANTS: It is unlawful to knowingly provide false, incomplete, or misleading facts or
information to an insurance company for the purpose of defrauding or attempting to defraud the company. Penalties may
include imprisonment, fines, denial of insurance, and civil damages. Any insurance company or agent of an insurance
company who knowingly provides false, incomplete, or misleading facts or information to a policy holder or claimant for
the purpose of defrauding or attempting to defraud the policy holder or claimant with regard to a settlement or award pay-
able from insurance proceeds shall be reported to the Colorado Division of Insurance within the Department of Regulatory
Agencies.
WARNING TO DISTRICT OF COLUMBIA APPLICANTS: It is a crime to provide false or misleading information to an
insurer for the purpose of defrauding the insurer or any other person. Penalties include imprisonment and/or fines. In
addition, an insurer may deny insurance benefits if false information materially related to a claim was provided by the
applicant.
NOTICE TO FLORIDA APPLICANTS: Any person who knowingly and with intent to injure, defraud, or deceive any in-
surer files a statement of claim or an application containing any false, incomplete, or misleading information is guilty of a
felony of the third degree.
APPLICABLE IN HAWAII (AUTOMOBILE): For your protection, Hawaii law requires you to be informed that presenting a
fraudulent claim for payment of a loss or benefit is a crime punishable by fines or imprisonment, or both.
NOTICE TO LOUISIANA APPLICANTS: Any person who knowingly presents a false or fraudulent claim for payment of a
loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be sub-
ject to fines and confinement in prison.
CA-APP-1 (1-13) Page 10 of 10
NOTICE TO MAINE APPLICANTS: It is a crime to knowingly provide false, incomplete or misleading information to an
insurance company for the purpose of defrauding the company. Penalties may include imprisonment, fines or a denial of
insurance benefits.
NOTICE TO MARYLAND APPLICANTS: Any person who knowingly or willfully presents a false or fraudulent claim for
payment of a loss or benefit or who knowingly or willfully presents false information in an application for insurance is guilty
of a crime and may be subject to fines and confinement in prison.
NOTICE TO MINNESOTA APPLICANTS: A person who files a claim with intent to defraud or helps commit a fraud
against an insurer is guilty of a crime.
NOTICE TO OHIO APPLICANTS: Any person who knowingly and with intent to defraud any insurance company files an
application for insurance or statement of claim containing any materially false information or conceals for the purpose of
misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and
subjects such person to criminal and civil penalties.
NOTICE TO OKLAHOMA APPLICANTS: Any person who knowingly, and with intent to injure, defraud or deceive any
insurer, makes any claim for the proceeds of an insurance policy containing any false, incomplete or misleading infor-
mation is guilty of a felony.
NOTICE TO RHODE ISLAND APPLICANTS: Any person who knowingly presents a false or fraudulent claim for payment
of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be
subject to fines and confinement in prison.
FRAUD WARNING (APPLICABLE IN TENNESSEE, VIRGINIA AND WASHINGTON): It is a crime to knowingly provide
false, incomplete, or misleading information to an insurance company for the purpose of defrauding the company. Penal-
ties include imprisonment, fines, and denial of insurance benefits.
NEW YORK AUTOMOBILE FRAUD WARNING: Any person who knowingly and with intent to defraud any insurance
company or other person files an application for commercial insurance or a statement of claim for any commercial or
personal insurance benefits containing any materially false information, or conceals for the purpose of misleading, infor-
mation concerning any fact material thereto, and any person who, in connection with such application or claim, knowingly
makes or knowingly assists, abets, solicits or conspires with another to make a false report of the theft, destruction, dam-
age or conversion of any motor vehicle to a law enforcement agency, the department of motor vehicles or an insurance
company, commits a fraudulent insurance act, which is a crime, and shall also be subject to a civil penalty not to exceed
five thousand dollars and the value of the subject motor vehicle or stated claim for each violation.
APPLICANT’S NAME AND TITLE:
APPLICANT’S SIGNATURE: DATE:
(Must be signed by an active owner, partner or executive officer.)
PRODUCER’S SIGNATURE: DATE:
AGENT NAME: AGENT LICENSE NUMBER:
(Applicable to Florida Agents Only)
IMPORTANT NOTICE
As part of the underwriting procedure, a routine inquiry may be made which will provide applicable information
concerning character, general reputation, personal characteristics and mode of living. Upon written request, additional
information as to the nature and scope of the report, if one is made, will be provided.