AM 28 10 10 16 Page 1
CHUBB AGRIBUSINESS FARM APPLICATION
CARRIER:
Date (MM/DD/YYYY)
Agency Name:
Address:
Phone: (A/C, No., Ext)
Fax: (A/C, No.)
Email:
City State Zip
AGENCY CODE:
INDICATE SECTIONS ATTACHED: APPLICATION STATUS:
Farm
Auto-ACORD
Umbrella / Excess- ACORD
Quote
Renewal
Policy #:
Bound
Rewrite
EFFECTIVE DATE: EXPIRATION DATE:
PROGRAM:
Standard Select Select Plus
Other ______________
APPLICANT NAME: (First Named Insured & Other Named Insureds) MAILING ADDRESS: (of First Named Insured)
Phone (A/C, No, Ext): E-mail Address(es): Website Address(es):
NAMED INSURED IS:
Individual Corporation
Years Farming/
Ranching Experience
FARMING OPERATION: (Please check one main farming type only)
Equine Livestock (excl. Equine) Dairy
Grain Other ___________________________________
LLC Joint Venture
Partnership
# of Partners ________
BILLING: Annual 10 Pay (20% down)
2 Pay (60% down) 12 Pay* (15% down)
4 Pay (30% down) * Requires Prior Approval
* NAME AND ADDRESS OF BILLING RECIPIENT:
BILLING RECIPIENT:
Insured *Third Party *Mortgagee *Other
LOCATION INFORMATION
Loc
#
# Of
Acres
Wind/
Hail
Ded %
Legal Description
911 Address City, State, Zip Code County
Liab
Only
(Y/N)
Fire District
Name
Distance To
Sec Twp Rge
FD
(miles)
Hydrant
(feet)
COPY OF THE NOTICE OF INFORMATION PRACTICES (PRIVACY) HAS BEEN GIVEN TO THE APPLICANT. (Not applicable in all states. Consult your agent or broker for your state’s requirements.)
NOTICE OF INSURANCE INFORMATION PRACTICES Personal information about you, including information from a credit report, may be collected from persons other than you in connection with
this application for insurance and subsequent policy renewals. Such information as well as other personal and privileged information collected by us or our agents may in certain circumstances be
disclosed to third parties without your authorization. You have the right to review your personal information in our files and can request correction of any inaccuracies. A more detailed description of
your right and our practices regarding such information is available upon request. Contact your agent or broker for instructions on how to submit a request to us.
The undersigned is an authorized representative of the applicant and represents that reasonable inquiry has been made to obtain the answers to questions on this application. He/she represents that
the answers are true, correct, and complete to the best of his/her knowledge.
Applicant’s Signature Date Agent’s Signature Date
AGENCY INFORMATION:
Clear Entire Form
AM 28 10 10 16 Page 2
DWELLING (ISO COVERAGE A, B, C, & D) * Attach cost estimator for each dwelling
Loc
#
Dwlg
#
Year
Built
Square
Foot
Type of Construction
(If mobile home, attach
questionnaire)
Roof Type
Type of
Heat
Dwelling
Type
(1, 2, or 3)
If 30 years old or more,
when was it updated for:
# of
Families
Protective Devices
(Refer to Farm Quote for
examples)
Heat Wiring Plumbing Roofing
DWELLING (ISO COVERAGE A, B, C, & D) - continued
Loc
#
Dwlg
#
Program
(Standard, Select, Select Plus, Other)
Dwelling
Occupancy
Valuation
Deductible Perils
Cov A:
Dwelling
Limit
Cov B:
Other Structures
Limit
Cov C:
Household Personal
Property Limit
Cov D:
Loss of Use
Limit
Cov
A*
Cov
C**
$ $ $ $
$ $ $ $
$ $ $ $
$ $ $ $
$ $ $ $
DWELLING (ISO COVERAGE A, B, C, & D) - continued
Loc
#
Dwlg
#
Mine
Subsidence
Supplemental
Heat
(Attach
questionnaire)
Earthquake
(Y/N)
IG%
Sump Overflow
and Backup
Special Loss
Settlement (%)
Contents Rental
to Others Theft
Replacement Cost Protection
A B C
Cov A Cov C
Y N Y N
Y N Y N
$ $ $
Y N Y N
Y N Y N
$ $ $
Y N Y N
Y N Y N
$ $ $
Y N Y N
Y N Y N
$ $ $
Y N Y N
Y N Y N
$ $ $
* Valuation Coverage A: RC=Replacement Cost; ERC=Extended Replacement Cost; ACV=Actual Cash Value; FBV=Functional Building Valuation.
** Valuation Coverage C: RC=Replacement Cost; ACV=Actual Cash Value
Available Inflation Guard %: 4, 6, 8, 10
† †
Perils: B=Basic BR=Broad S=Special S/BR=Special/Broad
UNOCCUPANCY AND VACANCY
A. Certain causes of loss are excluded with respect to buildings or structures vacant more than 30 consecutive days. Use ‘Waiver of Vacancy’ to extend
coverage beyond 30 days.
B. A loss condition reduces the applicable Limit of Insurance by 50% if a building or structure is unoccupied or vacant more than 120 consecutive days. Use
‘Waiver of Unoccupancy and Vacancy’ to waive the Unoccupancy and Vacancy Loss Condition for periods of vacancy and unoccupancy beyond 120 days.
Does Not Apply
Waiver of Vacancy
Waiver of Unoccupancy
and Vacancy
Dwlg #: Unoccupancy or Vacancy Starts: Ends:
MORTGAGEE INFORMATION
Dwlg #
Mortgagee
Loss Payee
Lender’s Loss Payee
Contract for Sale
Name and Address Dwlg #
Mortgagee
Loss Payee
Lender’s Loss Payee
Contract for Sale
Name and Address
SCHEDULED PERSONAL ITEMS * Refer to FarmQuote for included increased special property limits
Type: 1. Jewelry, 2. Furs, 3. Cameras, 4. Musical Instruments, 5. Silverware, 6. Fine Arts, 7. Golf Equipment, 8. Stamps, 9. Coins, 10. Firearms, 11. Other
Dwlg # Type # Description of Item (Serial # if any) -Attach Appraisal for Items Over $5,000 Deductible Limit of Insurance
$
$
$
$
$
AM 28 10 10 16 Page 3
SCHEDULED FARM PERSONAL PROPERTY (ISO COVERAGE E)
Loc
#
Item
#
Description
(If applicable, include year, make, model, and serial number)
Away From
Premises*
Deductible Perils**
Foreign
Object
Cab
Glass
Limit of
Insurance
Y N Y N Y N
$
Y N Y N Y N
$
Y N Y N Y N
$
Y N Y N Y N
$
Y N Y N Y N
$
Y N Y N Y N
$
Y N Y N Y N
$
Y N Y N Y N
$
Y N Y N Y N
$
Y N Y N Y N
$
Animal Collision Only
Type of Animal: Limit Per Head: # of Head: Total Limit: $
* Does not apply to Livestock or Machinery ** Perils: B=Basic BR=Broad S=Special
PEAK SEASON - FARM PERSONAL PROPERTY (ISO COVERAGE E) HAY - SCHEDULED ($100,000 limit/stack with 100 ft. of clear space between stacks)
Months Property Type Limit of Insurance Loc # Description Ded Spontaneous Combustion Limit of Insurance
$
Y N
$
$
Y N
$
$
Y N
$
RECREATIONAL VEHICLES
Loc
#
Item
#
Description
(include make/model, & for boats indicate navigational period)
Year Serial # CC/HP Length
Type of
Motor
Liability
(off premises)
(Y/N)
Phys
Dam
(Y/N)
Ded
Limit of
Insurance
$
$
$
$
ADDITIONAL INTEREST/CERTIFICATE RECIPIENT
E Item #
Loss Payee
Lender’s Loss Payee
Contract for Sale
Name and Address E Item #
Loss Payee
Lender’s Loss Payee
Contract for Sale
Name and Address
UNSCHEDULED FARM PERSONAL PROPERTY (ISO COVERAGE F) - ACV VALUATION * Please attach blanket inventory
(Irrigation Equipment, Combines, Cotton Pickers, Hay, Four-Wheeler ATVs, and Computers must be scheduled under Coverage E.)
Item Perils* Deductible Limit of Insurance Excluded Property/Items From Coverage F:
Livestock (Basic and Broad only)
$
CAB GLASS - ISO COVERAGE F
Other than Livestock
$
Model Serial # Type Year
* Perils: B=Basic BR=Broad S=Special
TOTAL
$
PEAK SEASON - FARM PERSONAL PROPERTY (ISO COVERAGE F)
Months Property Type Limit of Insurance
$
$
$
ADDITIONAL INTEREST/CERTIFICATE RECIPIENT * Only two additional interests available for coverage F
F Item Description
Loss Payee
Lender’s Loss Payee
Contract for Sale
Name and Address F Item Description
Loss Payee
Lender’s Loss Payee
Contract for Sale
Name and Address
AM 28 10 10 16 Page 4
FARM BARNS, BUILDINGS AND STRUCTURES (ISO COVERAGE G) * Attach cost estimator for each replacement cost structure
Loc # Bldg # Description
Year
Built
Square
Foot
Type of
Construction
Roof Type
Roof
Age
Type of
Heat
Protective Devices
(Refer to Farm Quote for
examples)
FARM BARNS, BUILDINGS AND STRUCTURES (ISO COVERAGE G) - continued
Loc # Bldg # IG%
EQ
† †
(Y/N)
Mine
Subsidence
Replacement Cost Protection
Open
Sides
Building
Type
Valuation* Deductible Perils** Limit of Insurance
A B C
Y N
$ $ $
Y N 1 2 3
$
Y N
$ $ $
Y N 1 2 3
$
Y N
$ $ $
Y N 1 2 3
$
Y N
$ $ $
Y N 1 2 3
$
Y N
$ $ $
Y N 1 2 3
$
Y N
$ $ $
Y N 1 2 3
$
Y N
$ $ $
Y N 1 2 3
$
Y N
$ $ $
Y N 1 2 3
$
Y N
$ $ $
Y N 1 2 3
$
Y N
$ $ $
Y N 1 2 3
$
Available Inflation Guard %: 4, 6, 8, 10
††
EQ=Earthquake * Valuation: RC=Replacement Cost; ACV=Actual Cash Value; FBV=Functional Building Valuation.
** Perils: B=Basic BR=Broad S=Special
MORTGAGEE INFORMATION
Bldg #
Mortgagee
Loss Payee
Lender’s Loss Payee
Contract for Sale
Name and Address Bldg #
Mortgagee
Loss Payee
Lender’s Loss Payee
Contract for Sale
Name and Address
MISCELLANEOUS COVERAGES * Refer to FarmQuote for applicable included limits and additional information
Additional Coverages Provided Limit New Limit Additional Coverages - continued Provided Limit New Limit
Pollutant Cleanup and Removal $10,000 $ Assisted Living N/A See Addendum
Computer N/A See Addendum Unit Owners N/A See Addendum
Modified Seeds, Plants, Grains, Crops N/A $ Spoilage N/A See Addendum
Credit Fraud $1,000 $ Tenant’s Improvements/Alterations 10% of Coverage C Tenant Limit $
Custom Farming Varies by Product See Addendum Cost of Restoring Farm Records $2,000 $
Golf Cart N/A See Addendum Extra Expense $1,000 $
Debris Removal *
See Footnote See Addendum Power and Light Poles Varies by Product See Coverage G
Transit N/A See Addendum Borrowed Farm Equipment $25,000 (if E or F is provided) $
Standard Equine Endorsement N/A
Y N
Other N/A $
Dairymen’s Endorsement N/A
Y N
Comments:
Disruption of Farming Operations N/A See Addendum
* 25% of the loss to covered property plus 5% of the limit of that covered property
AM 28 10 10 16 Page 5
FARM LIABILITY COMMERCIAL GENERAL LIABILITY
Coverages Occurrence Aggregate
Fire Damage
Limit
Medical
Payment
Coverages Occurrence Aggregate
Fire Damage
Limit
Medical
Payment
Limit of Liability
$ $ $ $5,000
Limit of Liability
$ $ $ $5,000
Exclude Personal and Advertising Injury Include Products/Completed Operations
Exclude Advertising Injury Exclude Personal and Advertising Injury
LIABILITY
Loc # Code Coverage Exposure Basis
UNDERWRITING INFORMATION *
If the answer to any question is yes, please explain using the comments section
1. Does the agent know the applicant? Number of years: _______________
YES NO
2. Has the agent personally inspected the premises and property? Date of last inspection: _______________
YES NO
3. Has insurance been transferred within the agency?
YES NO
4. Are independent contractors hired to perform any farming operation?
YES NO
5. Are there any custom farming operations? Receipts $ _______________
YES NO
6. Are there any custom feeding operations? Type: _______________ Number of Head: _______________
YES NO
7. Is any part of the farm used or leased for organized recreational use?
YES NO
8. Does applicant build, repair or design machinery, equipment or systems for anyone for a charge or fee? Receipts $ _______________
YES NO
9. Does applicant mix, process, slaughter, butcher or otherwise prepare for any “end” consumer his or any other grower’s product?
YES NO
10. Does applicant handle any product, such as seed, fertilizer, sprays, etc. for resale?
YES NO
11. Are any contract or service operations performed for others such as tilling, excavating or ditching?
YES NO
12. Are the farm premises open to the public for roadside stands, “U-Pick,” recreational, “rent-a-garden,” auction, sales, show, food or beverage service, animal boarding,
hay rides, corn mazes or Christmas tree sales uses?
YES NO
13. Are any portions of the farm rented or leased or used by any other individual, corporation or interest for other than farming?
YES NO
14. Does applicant prepare and sell animal feed?
YES NO
15. Are there any unusual hazards such as but not limited to: open dump pits, silage pits, sump holes, lakes, reservoirs and/or airstips on premises?
YES NO
16. Does the applicant have any potentially dangerous animals or exotic pets?
YES NO
17. Is any land held for real estate development or speculation?
YES NO
18. Is the applicant engaged in any other business, profession or trade?
YES NO
19. If livestock is kept, are all areas well-fenced? If no, please explain.
Premises is in: open range area closed range area
YES NO
20. Are the described insured premises the only premises which the applicant or spouse owns, rents or operates as a farm or ranch, or maintains as a residence, other
than business property? If no, explain.
YES NO
21. Any private saddle animals owned? If so, use and number of animals?
If more than 4 animals, please complete equine liability questionnaire.
YES NO
22. Any non-owned horses on any insured premises?
If yes, must complete equine liability questionnaire and provide copy of hold harmless and boarding agreement.
YES NO
23. Are any of the insured farm dwellings or buildings unoccupied for more than 30 consecutive days during the policy period?
YES NO
24. Does applicant maintain any vacation, seasonal, or additional primary residence?
YES NO
AM 28 10 10 16 Page 6
UNDERWRITING INFORMATION - continued
25. If dairy farm, is there any processing of milk?
YES NO
26. If dairy farm, is there any retail sales of milk products to the public? Receipts $_______________
YES NO
27. Number of cows milked? _______________
28. Are any premises used for hunting purposes?
By owners
Rented to others: no charge fee Receipts $_______________
YES NO
29. Does applicant maintain a non-farm office, private school, and/or daycare in an insured building?
YES NO
30. Is there a swimming pool on the premises?
If yes, please complete the swimming pool/trampoline questionnaire and attach photo.
YES NO
31. Do you own a trampoline?
If yes, please complete the swimming pool/trampoline questionnaire and attach photo.
YES NO
32. Does applicant serve on any boards for remuneration?
YES NO
33. Is the applicant a subsidiary of another or does the applicant have subsidiaries?
YES NO
34. Please list the names of all officers/owners of the farming entity (Corporation, Partnership, Joint Venture, LLC):
____________________________________ ____________________________________ ____________________________________
____________________________________ ____________________________________ ____________________________________
____________________________________ ____________________________________ ____________________________________
35. Is a formal safety program in existence?
YES NO
36. Are there any packing or cold storage operations for others?
YES NO
37. Do you own dogs? If yes, how many and what breed?
Number Breed
_______ ______________________________________
_______ ______________________________________
_______ ______________________________________
YES NO
38. Is property kept at any location other than an insured location?
YES NO
39. What is the maximum value of equipment at any one location? $_______________
40. What is the radius of operation of equipment? Miles: _______________
41. How far away from structures is gasoline or fuel stored? Distance: _______________(ft)
42. What are the annual gross farming receipts? $_______________
APPLICATION UNDERWRITING INFORMATION/NATURE OF BUSINESS DESCRIPTION
Comments or Other Instructions:
AM 28 10 10 16 Page 7
PRIOR CARRIER INFORMATION
Line of Business Prior Carrier Effective/Expiration Dates Expiring Annual Premium
Farm Auto Umbrella Excess
$
Farm Auto Umbrella Excess
$
Farm Auto Umbrella Excess
$
LOSS HISTORY Check Here if None See Attached Loss Summary * Please provide hard copy loss runs for a minimum of the previous three years
Date of
Occurrence
Line Type/Description of Occurrence or Claim
Date of
Claim
Amount Paid
Amount
Reserved
Claim
Status
Open
Closed
Open
Closed
Open
Closed
Have you been (Not Applicable in Missouri):
Canceled
Declined
Non-Renewed
None of the above
Please explain:
Inspection Contact Phone
(A/C, No, Ext):
Accounting Records Contact Accounting Records Contact
(A/C, No, Ext):
ADDITIONAL RESOURCES * Visit Agent Services at www.RainHail.com for a complete list of additional resources.
Addendum Name Form # Questionnaire Name Form #
Additional Insureds AM 28 15 Care Custody and Control FZ-8S51a
Miscellaneous Coverages AM 28 16 Combine and Cotton Picker AQ 85 24
Unscheduled Farm Personal Property Inventory (Cov F) AM 28 17 Equine Liability AQ 85 15
Hog Connement AQ 85 20
Mobile Home Tie Down CF-3C96
Supplemental Heat AQ 85 22
Swimming Pool/Trampoline AQ 85 26
2
NC
6
5
4
3
1
125
50
75
20
65
100
100
100
N
S
E W
DIAGRAM
Show all buildings on the premises whether insured or not and distance in feet between them. Label all buildings and attach dated photographs of every building.
(Indicate “NC” if not covered.)
See Example Below: Loc #1 Loc #2