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Precise Mortgages is a trading name of Charter Court Financial Services Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial
Conduct Authority and the Prudential Regulation Authority (Financial Services Register Firm Reference Number 494549). Registered in England and Wales with company
number 06749498. Registered ofce: 2 Charter Court, Broadlands, Wolverhampton WV10 6TD.
By submitting this request for a Decision in Principle to you, I :
Note that you may use information that you may already hold about the Applicants (including Guarantors) in assessing this application including
details about other properties which are mortgaged to you where they are the borrower or guarantor. I am aware, have made the Applicants
aware and they agree that as part of this application you may provide to me, on their behalf, details of those properties to conrm that the
information you hold about those is complete and accurate.
Conrm that, if I send this form to you by email or have requested that you provide me with information by email I have made the Applicants
aware of this, that email is not a secure medium and the content may be intercepted before it reaches the intended recipient.
Agree to your Short Term Lending Terms of Business (2016 Edition) on my and the Firms behalf. (The terms of business can be accessed from
Credit Decisions and Fraud Prevention Agencies
The personal information you collect from me will be shared with fraud prevention agencies who will use it to prevent fraud and
money-laundering and to verify the identity of the applicant and any guarantor (Applicants). If fraud is detected, I or the Applicants could be
refused certain services, finance or employment. Further details of how my and their information will be used by you and these fraud prevention
agencies, and my and their data protection rights, can be found by contacting the Data Protection Officer at Precise Mortgages.
You will also supply Applicant’s personal information to credit reference agencies (CRAs) in order to process their application and they will give
you information about Applicants, such as about their financial history. You do this to assess creditworthiness and product suitability, check their
identity, manage their account, trace and recover debts and prevent criminal activity.
You will also continue to exchange information about Applicants with CRAs on an ongoing basis, including about their settled accounts and any
debts not fully repaid on time. CRAs will share their information with other organisations. Their data will also be linked to the data of their spouse,
any joint applicants or other financial associates.
The identities of the CRAs, and the ways in which they use and share personal information, are explained in more detail at
www.equifax.co.uk/crain, www.experian.co.uk/crain or www.callcredit.co.uk/crain.
The details entered must be accurate and true to the best of my knowledge. If you suspect my or the Applicant’s involvement in fraudulent
activity you will take appropriate action against me and/or the Applicant.
Privacy Notice - Customer
Note that how you, credit reference and fraud prevention agencies use customer information, is set out in more detail in your
Summary Privacy Notice. You are providing this to me as the Applicant(s) representative and in order to allow you to lawfully progress their
application, you require conrmation that I, as the Applicant(s) representative, have provided a copy of the Summary Privacy Notice to
each of the Applicants, before you can lawfully proceed with their application.
Conrm that I have provided each Applicant with a copy of the Summary Privacy Notice.
Privacy Notice - Intermediary
More information about how you and fraud prevention agencies use information you hold about mortgage intermediaries is contained in your
Intermediary Privacy Notice.
You may contact me about products and services offered by Precise Mortgages by post, electronic mail, telephone, SMS text messaging and
any other online or interactive media. If you do not wish to receive these then please send an email to email@example.com with
the subject line of ‘Unsubscribe’ from the above email address.