FRAUD WARNING NOTICES (CONT.)
For use with Claim Forms
PLEASE READ THE FRAUD WARNING NOTICE FOR YOUR STATE
NEW MEXICO: Any person who knowingly presents a false or
fraudulent claim for payment of a loss or benefit or knowingly
presents false information in an application for insurance is
guilty of a crime and may be subject to civil fines and criminal
penalties.
TENNESSEE: It is a crime to knowingly provide false,
incomplete or misleading information to an insurance c om p any
for the purpose of defrauding the company. Penalties include
imprisonment, fines and denial of insurance benefits.
NEW YORK: Any person who knowingly and with intent to
defraud any insurance company or other person files an
application for insurance or statement of claim containing any
materially false information, or conceals for the purpose of
misleading, information concerning any fact material
thereto, commits a fraudulent insurance act, which is a crime,
and shall also be subject to a civil penalty not to exceed five
thousand dollars and the stated value of the claim for each
TEXAS: Any person who knowingly presents a false or
fraudulent claim for the payment of a loss is guilty of a crime
and may be subject to fines and confinement in state prison.
OHIO: Any person who, with intent to defraud or knowing that
he is facilitating a fraud against an insurer, submits an
application or files a claim containing a false or deceptive
statement is guilty of insurance fraud.
VIRGINIA: It is a crime to knowingly provide false, incomplete
or misleading information to an insurance company for the
purpose of defrauding the company. Penalties include
imprisonment, fines and denial of insurance benefits.
OKLAHOMA: WARNING: Any person who knowingly, and with
intent to injure, defraud or deceive any insurer, makes any claim
for the proceeds of an insurance policy containing any false,
incomplete or misleading information is guilty of a felony.
WASHINGTON: It is a crime to knowingly provide false,
incomplete, or misleading information to an insurance
company for the purpose of defrauding the company.
Penalties include imprisonment, fines, and denial of insurance
OREGON: Any person who, with intent to defraud or knowing
that he is facilitating a fraud against an insurer, submits an
application or files a claim containing a false or deceptive
statement may be guilty of insurance fraud.
RHODE ISLAND and WEST VIRGINIA: Any person who
knowingly presents a false or fraudulent claim for payment of
a loss or benefit or knowingly presents false information in an
application for insurance is guilty of a crime and may be
subject to fines and confinement in prison.
PENNSYLVANIA: Any person who knowingly and with intent to
defraud any insurance company or other person files an
application for insurance or statement of claim containing any
materially false information or conceals for the purpose of
misleading, information concerning any fact material thereto
commits a fraudulent insurance act, which is a crime and
subjects such person to criminal and civil penalties.
ALL OTHER STATES: Any person who knowingly and with
intent to defraud any insurance company or other person
files an application for insurance or statement of claim
containing any materially false information or conceals for the
purpose of misleading, information concerning any fact
material thereto commits a fraudulent insurance act, which is
a crime and subjects such person to criminal and civil
penalties.
PUERTO RICO: Any person who knowingly and with the
intention of defrauding presents false information in an
insurance application, or presents, helps, or causes the
presentation of a fraudulent claim for the payment of a loss
or any other benefit, or presents more than one claim for the
same damage or loss, shall incur a felony and, upon
conviction, shall be sanct
ioned for each violation with the
penalty of a fine of not less than five thousand dollars ($5,000)
and not more than ten thousand dollars ($10,000), or a fixed
term of imprisonment for three (3) years, or both penalties.
Should aggravating circumstances are present, the penalty
thus established may be increased to a maximum of five (5)
years, if extenuating circumstances are present, it may be
reduced to a minimum of two (2) years.