BORROWER'S AUTHORIZATION AND AGREEMENT
Application:
By signing below, you agree to the following:
• "I" "we" "us" refers to Discover Bank and "you" and "your" refers to the borrower(s) signing this document.
• You authorize us to verify the i nformation c onta ined in your loan a pplication a nd related documents , and you authorize
any employer, financial institution, or other party to provide information and documentation as we request for the purpose
of our verification.
• You will inform us if your employment, income, or financial situation change and understand that any such change could
alter your eligibility or final loan terms.
• All of the information provided in your application for a home loan is true and complete.
• Your eligibility and final loan terms depend on our collection and verification of your information such as, but not limited
to, employment history, income, account balances, credit history, income tax returns and/or W-2 forms from the IRS, payoff
requests, and verification of mortgage.
• By providing any tax information to us, including signing the 4506-C Request for Transcript of Tax Return form, we can
obtain and use your tax return information for the following purposes: (i) providing you with an offer; (ii) maintaining,
managing, monitoring, servicing, selling, insuring, and securitizing a loan; (iii) marketing; or (iv) as otherwise permitted by
applicable law. In addition, you give us permission to share this information with our affiliates, agents, any actual or
potential owners of a loan resulting from your application, or acquirers of any beneficial or other interest in the loan, any
mortgage insurer, guarantor, any servicers or service providers for the purposes mentioned above.
©2021 Discover Bank, Member FDIC | NMLS ID 684042
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Borrower’s Signature Date Borrower’s Signature Date
Printed Name Printed Name
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