1.820237.122 Page 7 of 7 019001107
On this form, “Fidelity” means Fidelity Brokerage Services LLC and its affiliates. Brokerage services are
provided by Fidelity Brokerage Services LLC, Member NYSE, SIPC. 435837.22.0 (04/20)
Did you sign the form? Send the ENTIRE form and any
attachments to Fidelity Investments. You will receive a Revised
Account Profile confirming your distribution instructions.
Questions? Go to Fidelity.com/pws or
call 800-343-3548.
Regular mail
Fidelity Investments
Attn: Retirement Distributions
PO Box 770001
Cincinnati, OH 45277-0035
Overnight mail
Fidelity Investments
Attn: Retirement Distributions
100 Crosby Parkway KC1B
Covington, KY 41015
10. Signature and Date
By signing below, you:
• Authorize and request the custodian for
the Fidelity IRA, Fidelity Management Trust
Company and its agents, affiliates, employees,
or successor custodians (Fidelity), to make
the withdrawals based on the withdrawal
plan type indicated in either Section 4(a) (for
deaths occurring prior to 1/1/2020), or 4(b)
(for deaths occurring on or after 1/1/2020),
from the Inherited IRA or Inherited Roth IRA
account indicated in Section 2.
• Acknowledge that Inherited IRA or Inherited
Roth IRA distributions (to the extent assets
have not been in the Roth IRA for the
Five-Year aging period) will generally be
taxed as ordinary income.
• Accept full responsibility for withdrawing the
RMD from your Inherited IRA or Inherited
Roth IRA, in accordance with applicable
IRS regulations.
• Indemnify and hold Fidelity harmless from
any liability (including taxes, penalties and
interest, and tax preparer or filing fees) in
the event that the automatic withdrawal
plan selected fails to distribute the
minimum amount required in accordance
with the applicable IRS regulations.
Custodial account holders for the minor of
the original IRA owner (death after 1/1/2020):
• Custodian agrees that he or she is ultimately
responsible for withdrawing the minimum
required distributions on behalf of the minor
until the account is transferred to the minor
upon reaching the age when the account must
be transferred. The time frame in which the
account must be depleted for a minor reaching
the age of majority is within 10 years unless the
beneficiary is disabled or chronically ill.
Trustee or Executor (death after 1/2/2020):
• Trustee or Executor understands that he
or she is responsible for determining the
applicable distribution option(s) available to
the Trust or Estate.
• Trustee or Executor understands that a Life
Expectancy plan will be based on a Fixed
Period and will not be recalculated annually.
Customers requesting Fixed Amount,
Fixed Period, Five-Year Rule, or Ten-Year
Rule plans:
• Understand that you may not meet RMD
rules and that you accept full responsibility
for withdrawing the RMD in accordance
with applicable IRS regulations appropriate
to your situation.
Customers requesting EFT:
• Authorize and request Fidelity to make EFT
distributions from the Fidelity IRA(s) listed
in this form by initiating debit entries to the
account indicated in this form.
• Authorize us, upon receiving instructions
from you or as otherwise authorized by
you, to make payments from you and to
you or to your designee, by credit or debit
entries to the designated account at the
financial institution named in this form or
the financial institution specified in your
existing instructions (the “Bank”). You
authorize the Bank to process such entries
and to credit or debit the designated
account at that Bank for such entries. You
ratify such instructions and agree that
neither we nor any mutual fund will be
liable for any loss, liability, cost, or
expense for acting upon all such
instructions believed to be genuine if we
employ reasonable procedures to prevent
unauthorized transactions. You agree that
this authorization may only be revoked by
written notice to us in such time and manner
as to afford us and the Bank a reasonable
opportunity to act upon it.
• Warrant and represent that (i) the third
party’s account identified in Section 8
is owned by a natural person, (ii) that
person has authorized his/her account
to be credited in accordance with your
instructions, and (iii) the account has
been established for personal, family, or
household use, and not for commercial
purposes.
• Understand that Fidelity may purge unused
EFT instructions from your account(s) on a
periodic basis without notice to you.
• Understand that Fidelity may terminate the
EFT instructions from your account(s) at any
time in its sole discretion.
For Connecticut Residents:
• Acknowledge that, as a resident of CT, your
distributions from retirement accounts are
subject to the highest marginal tax rate. If
you are exempt from state tax, you have the
option to elect out of state tax withholding.
Otherwise, penalties may apply. The penalty
for reporting false information is a fine of
not more than $5,000, imprisonment for not
more than five years, or both.
• Confirm that your state tax withholding
election is true, complete, and correct.
A Medallion signature guarantee is required:
• to establish EFT instructions for a bank account that is not in your name.
• to request a per-payment amount greater than $100,000.
• if the withdrawals are going to a Fidelity account with no common owner.
If the form is completed at a Fidelity Investor Center, the Medallion signature guarantee is not required. You can get a Medallion signature
guarantee from most banks, credit unions, and other financial institutions. A notary seal/stamp is NOT a Medallion signature guarantee.
PRINT OWNER NAME
MEDALLION SIGNATURE GUARANTEE
OWNER SIGNATURE
SIGN
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DATE MM/DD/YYYY
DATE
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