Legal Name on Account Legal Name on Account
Account Number Account Number
Financial Institution Name Financial Institution Name
Account Routing and Transit Number Account Routing and Transit Number
Amount of Transfer Date of First Transfer (MM/DD/YY) Number of Transfers
__________ __________
Legal Name on Account
Contact Phone Number Access Number Date (MM/DD/YY)
This is wher
e the routing number
appears on your check.
This document contains both information and form fields. To read information, use the Down Arrow from a form field.
Automatic Funds Transfer Authorization Via the Automated Clearing House (ACH)
By completing and signing this form, you authorize Navy Federal to establish transfers from or to your Navy Federal account on a schedule
you establish as specied herein. Note: If form is incomplete, transfer will not occur.
1. One account must be a Navy Federal account, and the other must be a non-commercial checking account at another nancial institution within
the jurisdiction of the United States.
2. You must be an owner of the “From” checking account.
3. You may use this form to authorize transfers:
from your external checking account at another nancial institution to pay a Navy Federal loan, including a consumer loan, credit card, Checking
Line of Credit, Home Equity Line of Credit, First Mortgage Loan, or Fixed Equity Loan. You must be the owner or joint owner of the receiving
account. One-time-only First Mortgage, Fixed Equity or HELOC loan payments can be scheduled by using this form. To establish a recurring
Mortgage, Fixed Equity or HELOC loan payment, please contact the Mortgage Dept. at 1-888-842-6328.
from your Navy Federal checking account to a non-commercial checking account at another nancial institution only.
4. You may not use this form to establish transfers to a Navy Federal savings account, checking account, Money Market Savings Account, Certicate
or IRA, an external commercial account, or an account at a nancial institution outside United States jurisdiction.
Transfer “From” Checking Account (Money Coming From)
Navy Federal Checking Account
Non-Navy Federal Checking Account
Transfer “To” Account (Money Going To)
Recurring Transfer
Navy Federal Account
Consumer Loan
Credit Card
Checking Line of Credit
Non-Navy Federal Checking Account
One-Time Transfer
First Mortgage Account
Fixed Equity Loan
Non-Navy Federal Checking Account
or Pay Until Further Notice
Frequency (Select Only One)
Once a Week
Every Two Weeks
Every Four Weeks
Once a Month
Twice a Month on the and (Ex., on the 1st and 15th)
One Time Only
Transfers to an account at another nancial institution may be requested for a minimum of $5.00 to a maximum of $5,000.00. The total of all transfers to an account
at another nancial institution is limited to $5,000.00 per calendar day. Transfers to Navy Federal loans are limited to amounts from $5.00 to $10,000.00 per day.
Transfer requests will be processed on the day requested, unless the scheduled date falls on a weekend or federal holiday. In this event, the transfer
will be made on the business day preceding the weekend or federal holiday, when possible. If the request is made on a weekend, the rst transfer will
occur on the rst business day after the request. For transfers to a checking account at another nancial institution, we cannot guarantee when the
receiving nancial institution will make the funds available. Typically, the funds you are transferring will be available to the recipient within two (2) to
three (3) business days.
To cancel this authorization, you must contact Navy Federal no less than three (3) business days prior to the next scheduled transfer. The transfer
may not be able to be stopped if notice is provided in less than three (3) days. You may contact Navy Federal toll-free in the U.S. at 1-888-842-6328.
For toll-free numbers when overseas, visit Use 1-703-255-8837 for collect international calls. You can also visit a Navy Federal
branch or, if you are enrolled, sign in to Navy Federal Online Banking at
If the automatic transfer is returned for any reason, including insufcient funds, Navy Federal may assess a fee as specied in Navy Federal’s
Schedule of Fees and Charges. If a consumer loan payment or payment to a mortgage loan is returned for insufcient funds or uncollected funds,
the transaction will be automatically resubmitted for payment two (2) banking days following the receipt of the return.
Navy Federal has the right to terminate this authorization agreement for any reason.
The Routing and Transit Number can be found at the bottom of a check from the receiving nancial institution. It is always nine digits long and is always
bracketed by the computer symbol that looks like a vertical line followed by two dots. The other two numbers are the account number and the check number.
Note: Navy Federal’s routing number is 256074974.
© 2021 Navy Federal NFCU 633 (1-21)