CG-APP-1 (10-13) Page 1 of 10
P.O. Box 14770, Scottsdale, AZ 85267-4770
8475 E. Hartford Dr., Scottsdale, AZ 85255
(480) 991-7889 WATS (800) 848-8860
Fax (480) 948-1394 Toll Free (866) 240-8807
P.O. Box 571770, Murray, UT 84157-1770
5373 S. Green St., Suite 525, Murray, UT 84123
(801) 290-1144 WATS (800) 594-8900
Fax (801) 290-1160 Toll Free (800) 332-9285
Auto Dealers Application
APPLICANT INFORMATION
Proposed Policy Term: From: To:
Name: Phone:
Address: Contact Name:
Location Address: 1. Home Phone:
2. Web Address:
3.
Form of Business: Individual Partnership Corporation Other:
Date business established:
If a new venture, provide years of industry-related experience:
Type of Operation (Check all that apply):
Franchised Dealer Non-Franchised Retail Dealer Equipment & Implement Dealer
Wholesale Dealer Auto Broker Auto Body Shop
Auto Dismantling Repair Shop Auto Auctions
Other—Specify:
Number of vehicles sold per year:
Sales Information (Check all that apply)
% of
operation
% of
operation
Private Passenger Autos % Motor Homes, RVs, Travel Trailers %
Mobile Homes % Buses %
Motorcycles % Internet Sales of Autos %
ATVs, Snowmobiles, Golf Carts % Internet Sales of Parts/Accessories %
Trucks over 10,000 GVW % Consignment %
Tractors % Mobile Equipment %
Trailers % Salvage Titled Autos %
High Performance/Exotic Cars % Antique/Classis/Restored Autos %
Foreign Sports Cars % Fiberglass Body %
Mobility/Handicapped Equipped
Autos
%
Emergency Vehicles %
Boat/Watercraft/Jet Skis % Other—Describe: %
CG-APP-1 (10-13) Page 2 of 10
Service and Repair Information (must total 100%):
% Minor Auto Repair % Brakes % Suspension/Frame
% Body (not fiberglass) and
Paint
% Oil & Lube % Tires ( % New)
( % Used)
% Engine Overhaul % Transmission % Welding/Fabrication
% Fiberglass % Sound/Alarm System % Trailer Hitches ( % Bolt On)
( % Welded)
% Lift or Lowering Kits % Roadside Assistance %
% Performance Enhancement—Must Describe:
% Other—Must Describe:
General Information—Please answer all questions
1. Do you conduct any spray painting operations? ......................................................................................... Yes No
If “Yes,” do you have an UL approved spray booth? ...................................................................................
Yes No
If “No,” explain extent of spray painting operations:
2. Do you have any underground tanks or storage of oil, gasoline, LPG or other petroleum products? ........ Yes No
If “Yes,” explain:
3. Do you rent or loan autos to your customers while their autos are left with you for service or repair? ....... Yes No
Type of plate:
Dealer Plate Permanent Plate
Operation Insured Separately? ....................................................................................................................
Yes No
Carrier:
Policy Term: Limit of Liability:
4. Do you own, sponsor or repair any racing vehicles? ................................................................................... Yes No
If “Yes,” explain:
5. Do you sponsor any drivers’ education cars? ............................................................................................. Yes No
If “Yes”:
Type of plate:
Dealer Plate Permanent Plate
Operation Insured Separately? ....................................................................................................................
Yes No
Carrier:
Policy Term: Limit of Liability:
6. Do you furnish or loan vehicles for any group or organization? .................................................................. Yes No
If “Yes”:
Name of organization:
Type of plate: Dealer Plate Permanent Plate
Operation Insured Separately? ....................................................................................................................
Yes No
Carrier:
Policy Term: Limit of Liability:
7. How are vehicles transported to or from your lot?
Employees Drivers hired “as needed” Contract drivers Auction Auto Transport
Are certificates of insurance obtained and kept on file? ..............................................................................
Yes No
8. Any out of state pickup or delivery that requires a Federal Filing? .............................................................
Yes No
9. Do you have any animals on premises?...................................................................................................... Yes No
If “Yes,” how are animals kept away from customers during business hours?
10. Do you have any firearms on premises? ..................................................................................................... Yes No
CG-APP-1 (10-13) Page 3 of 10
11. Do you repossess autos? ............................................................................................................................ Yes No
If “Yes,” do you always use Independent Contractors? ...............................................................................
Yes No
Are certificates of insurance obtained and kept on file? ..............................................................................
Yes No
12. Do you engage in any dismantling/salvage or rebuilding autos? ................................................................ Yes No
% Structural % Cosmetic % Mechanical
Do you obtain clean/rebuilt title on salvage autos held for sale? ................................................................ Yes No
Are salvage titled autos sold as is? .............................................................................................................
Yes No
Do you sell used parts? ...............................................................................................................................
Yes No
Do you operate a salvage yard? ..................................................................................................................
Yes No
Is the salvage operation insured separately? ..............................................................................................
Yes No
Carrier:
Policy Term: Limit of Liability:
13. Do you have frame straightening equipment? ............................................................................................. Yes No
If “Yes,” what type?
Mechanical Optical Laser
Provide year, make and model:
14. Are photocopies of driver’s licenses and insurance cards made prior to all test drives? ............................ Yes No
15. Are customers permitted to test drive auto without a salesperson? ............................................................ Yes No
If “Yes,” describe procedures:
16. Do you allow overnight test drives? ............................................................................................................. Yes No
17. Do you have any consigned autos held for sale? ........................................................................................
Yes No
Do you require proof of Liability insurance from customer? ........................................................................
Yes No
Does your consignment agreement include a hold harmless agreement? .................................................
Yes No
Consignment agreement attached
No consignment agreement
18. Do you offer “Buy Here, Pay Here” option? .................................................................................................
Yes No
If “Yes,” do you transfer titles when customer takes possession of vehicle? ..............................................
Yes No
Are you listed as lien holder on financed autos? .........................................................................................
Yes No
Do you verify insurance prior to releasing the vehicle? ...............................................................................
Yes No
19. Is (are) your lot(s) lighted? ...........................................................................................................................
Yes No
20. Is there police protection? ........................................................................................................................... Yes No
21. Do you employ a guard while business is closed? ......................................................................................
Yes No
22. Where are the keys kept after hours?
Taken Home In Vehicles Lockbox/key cabinet/safe
23. Lot protection:
None Post & Chain 100% fenced (six feet or higher) Building
Other—Please explain:
24. Do you share premise with other business? ............................................................................................... Yes No
If “Yes,” list all:
25. Are vehicles kept on premises? ................................................................................................................... Yes No
If “No,” list where stored:
Explain protection:
CG-APP-1 (10-13) Page 4 of 10
Loss Experience and Exposure Information—Provide Three Full Years Currently Valued Loss Runs
26. Are all operations under the same legal entity? .......................................................................................... Yes No
If “No,” provide details:
27. Has any company cancelled, declined or refused to renew similar insurance to the applicant in the last
five years (not applicable in Missouri)? .......................................................................................................
Yes No
28. Copies of Currently Valued Loss Experience Attached? .............................................................................
Yes No
Policy Period
Name of Insurance
Company
Premium
Loss Amount
Description of Loss
From To Paid Reserve
Coverages and Limits of Liability Desired
Coverages Limit
Covered Autos Liability
Full Covered Autos Liability for Customers—only available
in states where mandatory
Without Full Covered Autos
$ Each Accident
General Liability Bodily Injury And Property Damage Liability $ Each Accident
Damages To Premises Rented To You $ Any One Premises
Personal And Advertising Injury Liability $ Any One Person Or Organization
$ General Liability Aggregate
$
Products And Work You
Performed Aggregate
Deductible for Work You Performed if other than $500 $
Locations And Operations Medical Payments $
Personal Injury Protection (P.I.P.) (or equivalent
No-fault coverage)
$
Added P.I.P. (or equivalent added No-fault coverage) $
Property Protection Insurance (P.P.I.) (Michigan only) $
Auto Medical Payments $
Medical Expense And Income Loss Benefits (Virginia only) $
Uninsured Motorists (UM) $
Underinsured Motorists (UIM)
(when not included in UM Coverage)
$
Physical Damage Towing and Labor $
Acts, Errors Or Omissions Liability
$ Aggregate
$ Per Claim Deductible
CG-APP-1 (10-13) Page 5 of 10
29. Number of Plates held by applicant: Dealer Transporter Repair
Salvage Other—Describe:
Garagekeepers Coverage
30. Check boxes that apply:
Specified Perils OR Comprehensive Collision
Legal Liability OR Direct Primary
Garagekeepers Deductible—All Perils
$500 deductible per auto/$2,500 per occurrence
$1,000 deductible per auto/$5,000 per occurrence
$2,500 deductible per auto/$12,500 per occurrence
$5,000 deductible per auto/$25,000 per occurrence
$500 deductible per auto/unlimited per occurrence
$1,000 deductible per auto/unlimited per occurrence
$2,500 deductible per auto/unlimited per occurrence
$5,000 deductible per auto/unlimited per occurrence
Garagekeepers Deductible—Windstorm, Hurricane or Hail
$1,000 deductible per auto/$5,000 per occurrence
$2,500 deductible per auto/$12,500 per occurrence
$5,000 deductible per auto/$25,000 per occurrence
$500 deductible per auto/unlimited per occurrence
$1,000 deductible per auto/unlimited per occurrence
$2,500 deductible per auto/unlimited per occurrence
$5,000 deductible per auto/unlimited per occurrence
Exclude Windstorm Hurricane Hail
Exclude Flood
31. List all Business Locations To Be Covered for Garagekeepers Coverage
Garagekeepers
Location
No.
Garagekeepers Limit
Average Value
Per Auto
Maximum Value
Per Auto
Average No.
of Autos
Maximum No.
of Autos
Dealers Physical Damage Coverage
32. Check all boxes that apply:
Non-Reporting Form Only, 100% coinsurance clause applies
Specified Perils OR Comprehensive Collision
CG-APP-1 (10-13) Page 6 of 10
Dealers Physical Damage Deductible
$500 deductible per auto/$2,500 per occurrence
$1,000 deductible per auto/$5,000 per occurrence
$2,500 deductible per auto/$12,500 per occurrence
$5,000 deductible per auto/$25,000 per occurrence
$500 deductible per auto/unlimited per occurrence
$1,000 deductible per auto/unlimited per occurrence
$2,500 deductible per auto/unlimited per occurrence
$5,000 deductible per auto/unlimited per occurrence
Dealers Physical Damage Deductible—Windstorm, Hurricane or Hail
$1,000 deductible per auto/$5,000 per occurrence
$2,500 deductible per auto/$12,500 per occurrence
$5,000 deductible per auto/$25,000 per occurrence
$500 deductible per auto/unlimited per occurrence
$1,000 deductible per auto/unlimited per occurrence
$2,500 deductible per auto/unlimited per occurrence
$5,000 deductible per auto/unlimited per occurrence
Exclude Windstorm Hurricane Hail
Exclude Flood
33. List all Business Locations to be Covered for Dealers Physical Damage Coverage:
Dealers Physical Damage
Location No.
Dealers Physical
Damage Limit
Average Value
Per Auto
Maximum Value
Per Auto
Average No.
of Autos
Maximum No.
of Autos
34. Any loss payees? ......................................................................................................................................... Yes No
If “Yes,” provide name and address of loss payees:
35. Indicate the interests to be covered for autos held for sale:
Your interest
in covered
“autos”
you own
Your interest
only in financed
covered “autos”
Your interest
and the interest
of any creditor
named as a loss payee
CG-APP-1 (10-13) Page 7 of 10
36. Autos used in connection with garage operation:
Do you own and/or operate any autos not held for sale? ............................................................................
Yes No
Do you own and/or operate an automobile transporter or tow truck? .........................................................
Yes No
Are these autos insured elsewhere? ...........................................................................................................
Yes No
Carrier:
Policy Term: Limit of Liability:
If “No,” do you desire coverage? ................................................................................................................. Yes No
If “Yes,” complete Vehicle Schedule CA-APP-22.
Do you tow for hire? .....................................................................................................................................
Yes No
If “Yes,” provide percentage:
%
37. Is In-Tow coverage desired? ....................................................................................................................... Yes No
If “Yes,” which units?
In-Tow limit $ In-Tow deductible $
38. List all owners, employees, household drivers and contract drivers
Location
No.
Employee/Driver
Name
Date
of
Birth
Drivers
License
Number
State
Position/Job
Title
Full
Time,
Part
Time or
Inactive
Dealer
Tag
Usage
Number
of Trips
Per Year
(Pickup
&
delivery)
39. Have all members of the household been listed above?............................................................................. Yes No
40. Do you agree to screen and report all potential operators immediately upon hiring? .................................
Yes No
Optional Coverages—Please Mark Any That Apply
41. Broad Form Products Coverage (CA 25 01)? ............................................................................................. Yes No
42. False Pretense Coverage—$25,000 limit (CA 25 03)? ...............................................................................
Yes No
Have you experienced any past losses pertaining to False Pretense Coverage? ......................................
Yes No
If “Yes,” explain:
43. Pick Up or Delivery over 300 miles: Number of Drivers Number of Trips (Annually)
44. Damage to Rented Premises over $100,000? ............................................................................................ Yes No
Limit:
45. Auto Dealers’ Errors and Omissions Liability Coverage (complete CG[I,S]-APP-3)? ................................. Yes No
CG-APP-1 (10-13) Page 8 of 10
46. Additional Insured—Owners of Leased or Rented Land or Premises (CA 25 09)? .................................... Yes No
Name:
47. Designated Insured for Covered Autos Liability (CA 20 48)? ...................................................................... Yes No
Name:
48. Waiver of Subrogation (CA 04 44)? ............................................................................................................. Yes No
Name:
49. Additional Insured—Grantor of Franchise (CA 20 49)? ............................................................................... Yes No
Name:
50. Additional Insured—Lessor of Leased Equipment (CA 20 47)? .................................................................. Yes No
Name:
51. Additional Insured—Lessor of Leased Equipment Automatic (CA 25 45)? ................................................. Yes No
Name:
52. Additional Insured—Concessionaires (CA 25 29)? ..................................................................................... Yes No
(Copy of written agreement required)
Name:
53. Additional Insured—Controlling Interest (CA 25 30)? ................................................................................. Yes No
Name:
54. Additional Insured—Grantor of Licenses (CA 25 32)? ................................................................................ Yes No
Name:
55. Additional Insured—Co-owner of Premises (CA 25 46)? ............................................................................ Yes No
Name:
56. Drive Other Car (CA 99 10)? ....................................................................................................................... Yes No
57. Pollution Liability Broadened Coverage (CA 99 55)? ..................................................................................
Yes No
58. Limited Product Withdrawal Expense (CA 25 49)? .....................................................................................
Yes No
59. Customer Complaint Legal Defense (CA 25 66)? ....................................................................................... Yes No
(Copy of disclosure procedures required)
Optional Exclusions—Please Mark Any That Apply
60. Exclude Personal & Advertising Injury (CA 25 54)? ....................................................................................
Yes No
61. Exclude Locations & Operations Med Pay (CA 25 52)?..............................................................................
Yes No
62. Exclude Damage to Rented Premises (CA 25 50)? ....................................................................................
Yes No
63. Exclude Products & Work You Performed (CA 25 55)? ..............................................................................
Yes No
64. Exclude Auto Dealers; Errors and Omissions Liability Coverage (CA 25 63)? ...........................................
Yes No
Comment Section
CG-APP-1 (10-13) Page 9 of 10
FRAUD WARNINGS, DISCLOSURE AND ATTESTATION
This application does not bind YOU nor US to complete the insurance, but it is agreed that the information contained
herein shall be the basis of the contract should a policy be issued.
California Notice And Disclosure: Please note a policy fee of $150 applies to NEW business policies only. This policy
fee is fully earned at policy inception.
FRAUD WARNING: Any person who knowingly and with intent to defraud any insurance company or other person files an
application for insurance or statement of claim containing any materially false information or conceals for the purpose of
misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and
subjects such person to criminal and civil penalties. Not applicable in Nebraska, Oregon and Vermont.
NOTICE TO ALABAMA APPLICANTS: Any person who knowingly presents a false or fraudulent claim for payment of a
loss or benefit or who knowingly presents false information in an application for insurance is guilty of a crime and may be
subject to restitution fines or confinement in prison, or any combination thereof.
NOTICE TO COLORADO APPLICANTS: It is unlawful to knowingly provide false, incomplete, or misleading facts or
information to an insurance company for the purpose of defrauding or attempting to defraud the company. Penalties may
include imprisonment, fines, denial of insurance, and civil damages. Any insurance company or agent of an insurance
company who knowingly provides false, incomplete, or misleading facts or information to a policy holder or claimant for
the purpose of defrauding or attempting to defraud the policy holder or claimant with regard to a settlement or award
payable from insurance proceeds shall be reported to the Colorado Division of Insurance within the Department of
Regulatory Agencies.
WARNING TO DISTRICT OF COLUMBIA APPLICANTS: It is a crime to provide false or misleading information to an
insurer for the purpose of defrauding the insurer or any other person. Penalties include imprisonment and/or fines. In
addition, an insurer may deny insurance benefits if false information materially related to a claim was provided by the
applicant.
NOTICE TO FLORIDA APPLICANTS: Any person who knowingly and with intent to injure, defraud, or deceive any in-
surer files a statement of claim or an application containing any false, incomplete, or misleading information is guilty of a
felony of the third degree.
APPLICABLE IN HAWAII (AUTOMOBILE): For your protection, Hawaii law requires you to be informed that presenting a
fraudulent claim for payment of a loss or benefit is a crime punishable by fines or imprisonment, or both.
NOTICE TO LOUISIANA APPLICANTS: Any person who knowingly presents a false or fraudulent claim for payment of a
loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be
subject to fines and confinement in prison.
NOTICE TO MAINE APPLICANTS: It is a crime to knowingly provide false, incomplete or misleading information to an
insurance company for the purpose of defrauding the company. Penalties may include imprisonment, fines or a denial of
insurance benefits.
NOTICE TO MARYLAND APPLICANTS: Any person who knowingly or willfully presents a false or fraudulent claim for
payment of a loss or benefit or who knowingly or willfully presents false information in an application for insurance is guilty
of a crime and may be subject to fines and confinement in prison.
NOTICE TO MINNESOTA APPLICANTS: A person who files a claim with intent to defraud or helps commit a fraud
against an insurer is guilty of a crime.
NOTICE TO OHIO APPLICANTS: Any person who knowingly and with intent to defraud any insurance company files an
application for insurance or statement of claim containing any materially false information or conceals for the purpose of
misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and
subjects such person to criminal and civil penalties.
NOTICE TO OKLAHOMA APPLICANTS: Any person who knowingly, and with intent to injure, defraud or deceive any
insurer, makes any claim for the proceeds of an insurance policy containing any false, incomplete or misleading
information is guilty of a felony.
CG-APP-1 (10-13) Page 10 of 10
NOTICE TO RHODE ISLAND APPLICANTS: Any person who knowingly presents a false or fraudulent claim for payment
of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be
subject to fines and confinement in prison.
FRAUD WARNING (APPLICABLE IN TENNESSEE, VIRGINIA AND WASHINGTON): It is a crime to knowingly provide
false, incomplete, or misleading information to an insurance company for the purpose of defrauding the company.
Penalties include imprisonment, fines, and denial of insurance benefits.
NEW YORK AUTOMOBILE FRAUD WARNING: Any person who knowingly and with intent to defraud any insurance
company or other person files an application for commercial insurance or a statement of claim for any commercial or
personal insurance benefits containing any materially false information, or conceals for the purpose of misleading,
information concerning any fact material thereto, and any person who, in connection with such application or claim,
knowingly makes or knowingly assists, abets, solicits or conspires with another to make a false report of the theft,
destruction, damage or conversion of any motor vehicle to a law enforcement agency, the department of motor vehicles or
an insurance company, commits a fraudulent insurance act, which is a crime, and shall also be subject to a civil penalty
not to exceed five thousand dollars and the value of the subject motor vehicle or stated claim for each violation.
APPLICANT’S NAME AND TITLE:
APPLICANT’S SIGNATURE: DATE:
(Must be signed by an active owner, partner or executive officer)
PRODUCER’S SIGNATURE:
DATE:
AGENT NAME: AGENT LICENSE NUMBER:
(Applicable to Florida Agents Only)
IOWA LICENSED AGENT:
(Applicable in Iowa Only)
IMPORTANT NOTICE
As part of our underwriting procedure, a routine inquiry may be made to obtain applicable information concerning
character, general reputation, personal characteristics and mode of living. Upon written request, additional information
as to the nature and scope of the report, if one is made, will be provided.