SELECTION OF LIMITS FOR UNINSURED/UNDERINSURED MOTORISTS COVERAGE
(Virginia)
Virginia Insurance Code Section 38.2-2206 provides that policies of insurance which provide bodily injury or property damage
liability insurance relating to the ownership, maintenance or use of a motor vehicle issued or delivered in the Commonwealth of
Virginia must provide Uninsured motor vehicle coverage in limits not less than $25,000 because of bodily injury to or death of one
person in any one accident and $50,000 because of bodily injury to or death of two or more persons in any one accident, and
$20,000 because of injury to or destruction of property of others in any one accident. Such policies must also provide coverage for
bodily injury or property damage caused by the operation or use of an Underinsured motor vehicle.
Under Virginia law, the limits of Uninsured/Underinsured motorist coverage must equal the limits of the liability insurance provided
by your policy unless additional coverage is rejected by any one named insured. Therefore, if you purchase liability insurance in
amounts greater than the state mandated minimum limits of $25,000/50,000/20,000, your Uninsured/Underinsured motorist
coverage limits will equal these greater limits.
If you purchase liability insurance limits in excess of $25,000/50,000/20,000 you may reject the increased limits of
Uninsured/Underinsured motorist coverage. If you reject the increased limits of Uninsured/Underinsured motorist coverage you
must at a minimum purchase the state-mandated limits of $25,000/50,000/20,000. You may also choose to purchase
Uninsured/Underinsured motorist coverage limits in excess of the state-mandated minimum amount yet less than your liability
insurance limits. Ask your producer for coverage limits offered.
The rejection of the additional limits of Uninsured/Underinsured motorist insurance by any one named insured is binding on all
insureds under such policy.
In accordance with the Virginia law, the undersigned insured (and each of them):
(Applicable item marked 7)
Selects Uninsured/Underinsured motor vehicle coverage limits in the amount of $25,000/50,000/20,000. These are the lowest
coverage limits which may be purchased by law.
Selects Uninsured/Underinsured motor vehicle coverage limits which are lower than the liability limits under the policy but
higher than the state-mandated minimum limits. Selected limits for Uninsured/Underinsured motorist coverage are:
(Enter limits if a separate limit of liability applies)
$
Bodily Injury each person
$
Bodily Injury each accident
$
Property Damage each accident
(Enter limit if a single limit of liability applies)
$
Each accident
MEDICAL EXPENSE AND INCOME LOSS BENEFITS SELECTION
Medical Expense Benefits
- Choose one:
G Reject
G Accept If accepting, choose one: G $500 G $1000 G $2000 G $5000
Income Loss Benefits
- Choose one:
G Reject
G Accept
I have indicated my choice above ("X" indicates my choice):
Signature of Insured Signature of Insured
Date Policy Number
(Until you advise us otherwise in writing, your choices, as indicated above, will continue regardless of any addition or change
in Auto coverage on your current policy or addition of any Scheduled Autos.)
SIGNATURE IS ALSO REQUIRED ON LAST PAGE OF APPLICATION
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