General Information
The SGLI Disability Extension provides free coverage for up to two years from your date of discharge. The SGLI
Disability Extension is available to Veterans who are totally disabled and had SGLI coverage at the time of discharge.
To be considered totally disabled, you must have a disability that prevents you from being gainfully employed OR
have one of the following conditions, regardless of employment status:
1. Permanent loss of use of any of the following:
· both hands · one foot and one eye
· both eyes · one hand and one foot
· both feet · one hand and one eye
2. Total loss of hearing in both ears
3. Organic loss of speech (lost ability to express oneself,
both by voice and whisper, through normal organs
for speech. Note: Being able to speak with an
artificial appliance is still considered a loss of speech.)
Applying on Behalf of a
Veteran?
If you are applying on
behalf of an incompetent
Veteran, please complete
all sections of the form.
Please sign your name to
the application and
indicate your relationship
to the Veteran.
Applying for the SGLI Disability Extension
How to Apply
To apply for the SGLI Disability Extension, you need to complete the following five steps:
1. Complete the attached application.
2. Sign and date the application.
3. Enclose proof of your SGLI coverage and your date of separation (e.g. your DD-214
and your last Leave and Earnings statement from the military)
4. Enclose a copy of either:
a. Your military Medical Review Board findings of disability, OR
b. Your VA rating determination.
5. Mail the application to:
VAROIC
P.O. Box 7208
Philadelphia PA 19101
If Your Application is Approved
If your application is approved, OSGLI will send you a letter providing proof of coverage. Your SGLI coverage will be
extended for a maximum of two years from your date of discharge or until you are able to work, whichever comes first.
Important Note: See the information under “After Your Extension Ends” to learn more about what will happen at the end of the free Disability
Extension.
If Your Application is Not Approved
If your application is not approved, OSGLI will automatically consider this application as an application for Veterans'
Group Life Insurance (VGLI). We encourage you to apply for the the SGLI Disability Extension within 120 days of your
discharge date. This will allow you to be automatically approved for Veterans' Group Life Insurance (VGLI) coverage if you
are not approved for the SGLI Disability Extension. If you apply after 120 days from discharge and are not eligible for the
SGLI Disability Extension, you will have to provide proof of good health to obtain VGLI.
If your VGLI coverage is approved,
it will be effective the day after your SGLI coverage terminates. You will also need to pay the first VGLI premium for your
VGLI coverage to take effect.
For more information on VGLI, go to the VA Insurance website at www.insurance.va.gov.
SGLV 8715 March 2010
Servicemembers' Group Life
Insurance Disability Extension
Application & Instructions
Department of Veterans Affairs
Regional Office and Insurance Center
P.O. Box 7208
Philadelphia PA 19101
Toll-free phone: 1-855-390-3536
Toll-free fax: 1-888-748-5822
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