Equinance Ltd of 1st Floor, Kirkdale House,7 Kirkdale Road, Leytonstone, London, E11 1HP (referred to as
“Equinance”, “We” “our” or “us”) are commied to protecng and respecng your privacy.
This noce sets out the basis on which any personal data we collect from you (‘you’ and ‘your’ refers to all our current
and past customers including potenal customers who apply for our products and services and any third pares
authorised by them to deal with us on their behalf), or that you provide to us, will be processed by us. Please read the
following carefully to understand our views and pracces regarding your personal data and how we will treat it.
We have put in place a number of measures to ensure that any personal data we obtain from you is processed and
maintained in accordance with accepted principles of good informaon handling and in accordance with the General
Data Protecon Regulaons (GDPR) and the Data Protecon Act 1998 (the “DPA”), collecvely referred to as the “Data
For the purpose of the Data Protecon Legislaon, the data controller is Equinance Limited. You can contact us at the
address above or by telephone on 0208 045 1375 or e-mail firstname.lastname@example.org
2. Informaon we may collect from you
For processing of personal data to be lawful, we are required to tell you the lawful basis or bases on which we will
process your personal data. Equinance considers the processing of personal data to be necessary for the performance
of a contract we have with an individual or to take steps to enter into a contract with an individual.
Equinance also has a legimate interest in promong its products or services to its clients where we believe these may
be of interest to you. Further details are given below in the markeng secon of this noce.
We will collect personal and nancial informaon about you when you provide us with data and informaon over the
telephone, when you send us documents, when you send us a paper applicaon form or forms on our website or from
any third pares (including your Broker), when you apply for a loan or request other products or services from us and
when we access informaon held by credit reference agencies about you. This will include your name, address, date of
birth, employment and nancial history.
In certain circumstances it may be necessary to process an individual’s sensive personal data, such as maers relang
to health, where it has or could have an impact upon the individual’s ability to manage their loan with Equinance.
We will only do this if we have the individual’s specic consent and to enable us to administer the loan in the most
3. Uses of your personal informaon
We may use informaon held about you in the following ways:
To verify your identy and credit standing with credit reference agencies and to enable us to consider
and process your applicaon for a loan. Please note that credit reference agencies may place a search
footprint on your credit le that may be seen by other lenders.
To assess your credit history and conrm your employment details.
To detect, prevent and invesgate actual and potenal fraud and related acvies.
To collect unpaid loans and debt that may be owed by you to us.
To contact you in connecon with your enquiry.
To help us administer and service your account with us.
To carry out our obligaons arising from any contracts entered into between you and us.