Questions? Call 1-800-634-9361.
Withdrawal — One-Time
Fidelity Personal Retirement Annuity
®
and Fidelity Retirement Reserves
®
Annuity
Use this form to make a one-time withdrawal from or to surrender your annuity contract. Type on screen or print out and fill in. For best
results, use CAPITAL letters and black ink. Need more room for information or signatures? Use a copy of the relevant page.
Helpful to Know
To make one-time withdrawals from more than one
annuity, use a separate form for each contract.
Review your contract for conditions and policies
that apply to withdrawals from your annuity, including
frequent-trading policies.
For Retirement Reserves contracts, note that withdrawals
could trigger a prorated annual fee (not to exceed $30;
see your contract).
It is your responsibility to ensure that your withdrawals
comply with IRS rules. All transactions made using this
form are reported to the IRS. You may want to consult a
tax advisor.
Original “ink” signature required in Section 6. Copies are
not accepted.
1. Contract Number/Owner(s)
Annuity Contract Number
Contract Owner Name
Joint Contract Owner Name If applicable.
Trust or Entity Name if applicable
Evening Phone Daytime Phone Extension
2. Withdraw Part of Your Contract Value
Skip to Section 3 if you are surrendering your contract.
The amount you receive will be the amount you request MINUS any taxes and fees triggered by your withdrawal. Your withdrawal will be
taken proportionally from ALL annuity funds within your contract (excluding the Guaranteed Fund when held in NY Retirement Reserves
contracts), unless you select the last option and specify at least one fund.
ONLY the following amount:
Dollar Amount
$500 minimum.
$
Maximum amount available We will leave in the required minimum balance of $2,500 ($5,000 for Fidelity Personal Retirement Annuities)
ONLY the following annuity funds and amounts:
Annuity Fund Name or Symbol
ALL units ONLY this
percentage:
Percentage
ONLY this
dollar amount:
Dollar Amount
% $
Annuity Fund Name or Symbol
ALL units ONLY this
percentage:
Percentage
ONLY this
dollar amount:
Dollar Amount
% $
Your annuity contract
number can be found
on a recent statement
or on the portfolio
positions page on
Fidelity.com.
1.812957.118 Page 1 of 4 010900401
Check ONLY one
withdrawal option,
and provide any
required information.
Form continues on next page.
Phone numbers will be
used if we have questions.
Print
Reset
Save
3. Surrender Your Contract
The amount you receive will be the amount you request MINUS any taxes and fees triggered by your withdrawal.
Withdraw ENTIRE contract amount (surrender) Amount will be cash value of your contract on the day we process your request.
Original contract has been lost or destroyed Original contract attached
4. Withdrawal Method
Be sure to note whether the withdrawal method you choose requires that you obtain a Medallion Signature Guarantee in Section 6.
Directly deposited to a Fidelity nonretirement account: Withdrawals to a brokerage account will be deposited to the
core position only. Requires Medallion Signature Guarantee if going to an account of which you are not an owner.
Fidelity Nonretirement Account Number Fidelity Fund Name or Symbol Mutual fund accounts ONLY.
Electronic funds transfer (EFT) to bank or credit union account using EFT instructions ALREADY IN PLACE on the
contract. To add EFT to a contract, go to Fidelity.com/eft.
Bank Account Number Bank Name
Check paid to an alternate payee or mailed to an alternate address:
Requires Medallion Signature Guarantee.
Alternate Payee Name
Address
City State/Province Zip/Postal Code Country
Check mailed to the address of record
Default if no choice indicated or if we are unable to process your choice.
Requires Medallion Signature Guarantee if the contract’s address of record has been changed within the past 10 days AND
the withdrawal amount is over $10,000.
5. Tax Withholding
Withdrawals from your annuity are subject to federal and, where applicable, state income tax withholding, unless you choose not to have with-
holding apply below (and if you provided a U.S. address). If you do not elect out of withholding, federal income tax will be withheld at the rate of
10% from the taxable portion of your annuity withdrawal amount, unless you indicate a higher percentage below. If you choose not to have with-
holding apply, or if you do not have enough federal income tax withheld, you may be responsible for payment of estimated tax. You may incur
penalties under the estimated tax rules if your withholding and estimated tax payments are not sufficient. Withholding instructions provided will
remain effective for all withdrawals until you either revoke them or give us new instructions.
Federal
Do NOT withhold federal taxes
Withhold federal taxes at the rate of:
Percentage
No dollar amounts. Note that if there is
federal withholding, certain states require
that there also be state withholding.
%
State
Do NOT withhold state taxes unless required by law
Withhold state taxes at the applicable rate
Withhold state taxes at the rate, or in the amount, of:
Percentage
or
Dollar Amount
% $
Check one and
provide any required
information.
Check one in
each column.
Contract owner’s legal /
residential address
determines which
state’s tax rules apply.
Form continues on next page.
1.812957.118 Page 2 of 4 010900402
Provide bank informa-
tion ONLY if there are
multiple EFT instruc-
tions on the contract
identified in Section 1.
6. Signature and Date Form cannot be processed without signature and date of ALL contract owners.
By signing below, you:
Authorize and request Fidelity Investments
Life Insurance Company to make the with-
drawals indicated on this form from the
contract listed In Section 1.
Acknowledge that withdrawals will be taxed
as ordinary income, and may be subject
to a 10% early withdrawal penalty if taken
before age 59½.
Indemnify Fidelity and its agents, affiliates,
successors, and employees from any liabil-
ity in the event that you fail to meet the
IRS requirements.
Acknowledge, if any portion of this contract
was funded via a partial exchange of an
existing annuity contract within the last 6
months, any withdrawals from the exist-
ing or new contract that are not part of
an annuity income program could nullify
the partial 1035 protection or result in an
adverse tax consequence.
Certify under penalties of perjury that
you are U.S. citizen or other U.S. person
(including a resident alien individual)
and that the tax ID you provided on the
Fidelity Annuity Contract associated with
this withdrawal (or, as updated in a subse-
quent communication to Fidelity) is your
correct tax identification number.
Customers surrendering contracts:
Understand that Fidelity will be released
from any other contractual obligation and
that the contract listed in Section 1 will
be canceled.
Certify that there are no existing assign-
ments and that no bankruptcy petition has
been filed by or against you.
Customers requesting EFTs:
Authorize and request Fidelity to make
EFT withdrawals from the contract listed
in Section 1 by initiating debit entries to
that contract.
Who must sign?
Owner of Contract
• Joint Owner of Contract (if jointly held) You can access a recent quarterly statement to confirm ownership.
• All Trustees (if trust owned)
• Custodian (if UGMA)
Please note: Original “ink” signatures are required. Copies are not accepted.
Do I need a Medallion Signature Guarantee?
YES If the withdrawal meets one or more of these criteria, the Medallion Signature Guarantee is required next to each signature:
The value of the withdrawal is over $100,000.
The withdrawal is being sent to anyone other than the owners listed in Section 1.
The address of record on the contract has been changed within the past 10 days AND the value of the withdrawal is over $10,000.
Where can I get a Medallion Signature Guarantee?
You can get one at most banks, credit unions, and other financial institutions. A notary seal is not a Medallion Signature Guarantee.
You can have the form authenticated at a Fidelity Investor Center if all signers are present.
Print Owner/Authorized Individual Name
MEDALLION SIGNATURE GUARANTEE
Owner/Authorized Individual Signature Date MM DD YYYY
SIGN
X
Print Joint Owner/Authorized Individual Name
MEDALLION SIGNATURE GUARANTEE
Joint Owner/Authorized Individual Signature Date MM DD YYYY
SIGN
X
Individual providing Medallion Signature Guarantee Providing this information will avoid delay or rejection of your request.
Guarantor Name Phone Extension
1.812957.118 Page 3 of 4 010900403
1.812957.118 Page 4 of 4 010900404
Fidelity insurance products are issued by Fidelity Investments Life Insurance Company (FILI) and, in New
York, by Empire Fidelity Investments Life Insurance Company
®
, New York, N.Y. FILI is licensed in all states
except New York. A contract’s financial guarantees are subject to the claims-paying ability of the issuing
insurance company.
Fidelity Brokerage Services LLC, Member NYSE, SIPC. 493091.19.0 (12/17)
Did you sign the form? Send the ENTIRE
form to Fidelity.
Questions? Call 1-800-634-9361.
Regular Mail
Except NY Regular Mail NY only Overnight Mail
Annuity Service Center
PO Box 770001
Cincinnati, OH 45277-0050
Annuity Service Center
PO Box 770001
Cincinnati, OH 45277-0051
Fidelity Investments
100 Crosby Parkway, KC2Q
Covington, KY 41015