Questions? Call 1-800-634-9361.
Withdrawal – One-Time
Fidelity Income Advantage
®
Annuity and Fidelity Freedom Lifetime Income
®
Annuity
Use this form to make a one-time withdrawal from or to surrender your annuity contract. Type on screen or print out and fill in. For best
results, use CAPITAL letters and black ink. Need more room for information or signatures? Use a copy of the relevant page.
Helpful to Know
To make one-time withdrawals from more than one
annuity, use a separate form for each contract.
Note that only two partial withdrawals are allowed each
year and that withdrawals reduce your contract’s income
value and the amount available for future withdrawals.
Review your contract for conditions and policies
that apply to withdrawals from your annuity, including
frequent trading policies.
For Fidelity Income Advantage
®
annuities, you cannot
make a withdrawal from assets allocated to the fixed
income portion of your contract.
It is your responsibility to ensure that your withdrawals
comply with IRS rules. All transactions made using this
form are reported to the IRS. You may want to consult a
tax advisor.
1. Contract Owner(s)
Contract Owner Name
Annuity Contract Number
Joint Contract Owner Name if applicable
Trust or Entity Name if applicable
Evening Phone Daytime Phone Extension
2. Withdraw Part of Your Contract Value
Skip to Section 3 if you are requesting a full withdrawal.
The amount you receive will be the amount you request MINUS any taxes and fees triggered by your withdrawal. Note that your withdrawal
will reduce your income value and future withdrawal amount. See your contract and prospectus for details. Complete ONLY the subsection for
the type of your annuity.
Fidelity Income Advantage Annuity
Withdrawals will be made from assets in the variable portion of your contract and will be taken proportionately from all your variable investments.
Dollar Amount
$500 minimum
$
Fidelity Freedom Lifetime Income Annuity
Maximum partial withdrawal amount available Maximum is the amount that will reduce your variable income amount to
$1,200 per year ($100 per month).
ONLY the following amount:
Dollar Amount
$500 minimum
$
Phone numbers will be
used if we have ques-
tions, but will not be
used to update your
account information.
Check ONLY one
request option and
provide any required
information.
1.804453.115 Page 1 of 3 021390401
Form continues on next page.
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3. Full Withdrawal
The amount you receive will be the amount you request MINUS any taxes and fees triggered by your withdrawal. Note that your
withdrawal may affect the size of any future payments, particularly if you bought your annuity within the past five years.
See your contract and prospectus for more details.
Fidelity Income Advantage Annuity
Withdrawals will be made from assets in the variable portion of your contract and will be taken proportionately from all your variable investments.
Withdraw full liquidity value Withdrawal period will end and reduced payments will continue from your contract
as long as you live.
Fidelity Freedom Lifetime Income Annuity
The amount you receive will be the amount you request MINUS any taxes and fees triggered by your withdrawal.
Withdraw full liquidity value Constitutes a full withdrawal (surrender) of your contract if you request within the
first 5 years of your contract. If requested after 5 years, reduced payments will continue from your contract as
long as you live.
4. Withdrawal Method
Be sure to note whether the withdrawal method you choose requires that you obtain a Medallion signature guarantee in Section 6.
Directly deposited to a Fidelity non-retirement account: Withdrawals to a brokerage account will be deposited to the
core position only. Requires Medallion signature guarantee if going to an account of which you are not an owner.
Fidelity Non-retirement Account Number Fidelity Fund Name or Symbol Mutual fund accounts ONLY.
Electronic funds transfer (EFT) to bank or credit union account using EFT instructions ALREADY IN PLACE on the
contract. To add EFT to a contract, go to fidelity.com/eft.
Bank Account Number Bank Name
Check paid to an alternate payee or mailed to an alternate address:
Requires Medallion signature guarantee.
Alternate Payee Name
Address
City State/Province Zip/Postal Code Country
Check mailed to the address of record
Default if no choice indicated or if we are unable to process your choice.
Requires Medallion signature guarantee if the contract’s address of record has been changed within the past 10 days AND the
withdrawal amount is over $10,000.
5. Tax Withholding
Withdrawals from your annuity are subject to federal and, where applicable, state income tax withholding, unless you choose not to have with-
holding apply below (and if you provided a U.S. address). If you do not elect out of withholding, federal income tax will be withheld at the rate of
10% from the taxable portion of your annuity withdrawal amount, unless you indicate a higher percentage below. If you choose not to have with-
holding apply, or if you do not have enough federal income tax withheld, you may be responsible for payment of estimated tax. You may incur
penalties under the estimated tax rules if your withholding and estimated tax payments are not sufficient. Withholding instructions provided will
remain effective for all withdrawals until you either revoke them or give us new instructions.
Federal
Do NOT withhold federal taxes
Withhold federal taxes at the rate of:
Percentage
No dollar amounts. Note that if there is
federal withholding, certain states require
that there also be state withholding.
%
State
Do NOT withhold state taxes unless required by law
Withhold state taxes at the applicable rate
Withhold state taxes at the rate, or in the amount, of:
Percentage
or
Dollar Amount
% $
Check one and
provide any required
information.
Provide bank informa-
tion ONLY if there are
multiple EFT instruc-
tions on the contract
identified in Section 1.
Payee cannot
be another financial
institution.
Check one in
each column.
Contract owner’s legal /
residential address
determines which
state’s tax rules apply.
Form continues on next page.
1.804453.115 Page 2 of 3 021390402
6. Signature and Date ALL contract owners must sign and date.
By signing below, you:
Authorize and request Fidelity Investments
Life Insurance Company to make the with-
drawals indicated on this form from the
contract listed In Section 1.
Acknowledge that withdrawals will be taxed
as ordinary income, and may be subject
to a 10% early withdrawal penalty if taken
before age 59½.
Indemnify Fidelity and its agents, affiliates,
successors, and employees from any liabil-
ity in the event that you fail to meet the
IRS requirements.
Authorize and request Fidelity Investments
Life Insurance Company to make the with-
drawals indicated on this form from the
contract listed In Section 1.
Agree that if you withdraw all or part of the
variable portion of your contract after your
first annuity income date but on or before
its fifth anniversary, you will forfeit the por-
tion of your purchase payment intended to
provide annuity income to annuitants still
living after the withdrawal period.
Acknowledge that if any portion of this
contract was funded via a partial exchange
of an existing annuity contract within the
last 6 months, any withdrawals from the
existing or new contract that are not part
of an annuity income program could nullify
the partial 1035 protection or result in an
adverse tax consequence.
Certify under penalties of perjury that
you are U.S. citizen or other U.S. person
(including a resident alien individual) and
that the tax ID you provided on the Fidelity
Annuity Contract associated with
this withdrawal (or as updated in a subse-
quent communication to Fidelity) is your
correct tax identification number.
Customers surrendering contracts
Understand that Fidelity will be released
from any other contractual obligation and
that the contract listed in Section 1 will
be canceled.
Certify that there are no existing assign-
ments and that no bankruptcy petition has
been filed by or against you.
Customers requesting EFTs
Authorize and request Fidelity to make
EFT withdrawals from the contract listed
in Section 1 by initiating debit entries to
that contract.
A Medallion signature guarantee is required next to each signature below if:
Your withdrawal amount is over
$100,000.
Withdrawals are sent to someone other
than the account owner.
Contract’s address of record has been
changed within the past 10 days AND
the withdrawal amount is over $10,000.
You can get one from most banks, credit unions, and other financial institutions. A notary seal/stamp is NOT a signature guarantee.
Print Contract Owner Name
Date MM DD YYYY
DATE
Owner Signature
SIGN
Print Joint Contract Owner Name
Date MM DD YYYY
DATE
Owner Signature
SIGN
Individual providing signature guarantee Providing this information will avoid delay or rejection of your request.
Guarantor Name Phone Extension
1.804453.115 Page 3 of 3 021390403
Fidelity insurance products are issued by Fidelity Investments Life Insurance Company (FILI), and, in New
York, by Empire Fidelity Investments Life Insurance Company
®
, New York, N.Y. FILI is licensed in all states
except New York. A contract’s financial guarantees are subject to the claims-paying ability of the issuing
insurance company.
Fidelity Brokerage Services LLC, Member NYSE, SIPC. 494734.15.0 (12/17)
Did you sign the form? Send the ENTIRE
form to Fidelity.
Questions? Call 1-800-634-9361.
Regular Mail
Except NY Regular Mail NY only Overnight Mail
Annuity Service Center
PO Box 770001
Cincinnati, OH 45277-0050
Annuity Service Center
PO Box 770001
Cincinnati, OH 45277-0051
Fidelity Investments
100 Crosby Parkway, KC2Q
Covington, KY 41015
MEDALLION SIGNATURE GUARANTEE
MEDALLION SIGNATURE GUARANTEE