Already have
Marketplace Coverage? You Should
Still Compare Plans Every Year
Marketplace plans can change each year— things like costs and coverage. Even if you’re happy with your
plan changes for next year, and you don’t have any life changes to report (like moving to a new state or
changes in your income or household), you should still take a look at the health plans available in your
area. You might benet from a change, and you never know until you compare.
Yes No
1. Am I satisfied with changes to my current plan?
2. Does my plan cover my current doctors and other
health care providers?
3. Can I afford my premiums, deductibles, and other
costs next year?
4. Is there a yearly limit for what I pay out-of-pocket?
5. Does my plan cover the services that I need, like
vision coverage?
6. Does my plan cover my prescription drugs and
preferred pharmacies?
7. Am I satisfied with my plan’s quality of services?
8. Have I confirmed that new or more affordable plans
aren’t available in my area?
To help you decide whether to keep or change your plan, take this quiz.
Give yourself 1 point for each “yes” answer.
If you scored between 0 - 3:
Your current plan might not be
meeting your needs. You may want to
explore other options. You can do this
anytime during Open Enrollment. Visit to get started.
If you scored between 4 - 6:
You should see if there are other plan
options that meet your needs during
Open Enrollment. There could be better,
more aordable plans that weren’t
available last year. Visit
to shop and compare.
If you scored 7+: Congrats! You’re
very likely enrolled in a plan that ts
your current needs and budget. Make
sure to pay your premium, report any
life changes, and check back during the
next Open Enrollment to see if your
plan is still the right one for you.
Paid for by the Department of Health & Human Services.
If you have questions or need help, visit to nd someone who can help you in
person. Or, call the Marketplace Call Center at 1-800-318-2596. TTY users can call 1-855-889-4325.
You have the right to get Marketplace information in an accessible format, like large print, Braille, or audio. You also have the
right to le a complaint if you feel you’ve been discriminated against. Visit
website/cmsnondiscriminationnotice.html, or call the Marketplace Call Center at 1-800-318-2596 for more information.
TTY users can call 1-855-889-4325.
CMS Product No. 11939
Revised October 2020