WC Home Health Supplemental Application 05.20 Page 1 of 4
All Risks WC Specialties
Home Health
Supplemental Application
*For New Ventures - we will need the following:
- Owner’s resume, which must show prior experience in home health to qualify
- Documentation on employee hiring practices
Insured Name: ______________________________________________________________________________________
Insured Web Address: ________________________________________________________________________________
Insured FEIN:_______________________________________________________________________________________
Payroll/Premium Information: At very least we need 3 years of the info below:
Policy Year
Payroll
Premium
Current
1
st
Prior
2
nd
Prior
3
rd
Prior
4
th
Prior
Business Operations (Check all that apply and list percentage of operations):
Home Health _________% Substance Abuse Counseling _________% Assisted Living _________%
Nursing Home _________% Personal Care Provider _________% Hospice _________%
Mental Health Counseling _________%
Please indicate where your employees perform their work:
Private Homes _________% Clinics _________% Nursing Homes _________%
Hospitals _________% Corporate Offices _________% Doctor’s Office _________%
Community Residence ___________% Other Locations _________%
Please specify if other: _______________________________________________________________________________
__________________________________________________________________________________________________
WC Home Health Supplemental Application 05.20 Page 2 of 4
1. What percentage of employees are Registered Nurses?
_________ 0 to 25% _________ 26 to 50% _________ 51 to 75% _________ 76 to 100%
2. What percentage of employees are Certified Nursing Assistants?
_________ 0 to 25% _________ 26 to 50% _________ 51 to 75% _________ 76 to 100%
3. Is insured part of a public or government agency? Yes No
4. Is insured certified by Medicare? Yes No
5. What percentage of clients pay via Medicare?
_________ 0 to 25% _________ 26 to 50% _________ 51 to 75% _________ 76 to 100%
6. Percentage of private pay clients?
_________ 0 to 25% _________ 26 to 50% _________ 51 to 75% _________ 76 to 100%
7. What percentage of residents pay via federal or Medicaid State types of programs (Excluding Medicare. Do not factor
Medicare into this percentage.)? _________ %
8. Do employees primarily cook, clean, bathe, groom, or perform general housekeeping activities
rather than provide medical or healthcare? Yes No
9. Does insured provide live in 24 hour home healthcare workers? Yes No
If yes, what percentage of operations involves live-in service? _________ %
10. What is average length of shifts? _________ hours
11. Does the employer lease employees or utilize a staffing company? Yes No
12. Are 1099s used? Yes No
If yes, what percentage of workers are paid 1099? _________ %
If yes, what do 1099s do? _________________________________________________________________________
13. Are all 1099 employees and/or subcontractors required to carry their own Work Comp? Yes No
14. Do employees drive personal vehicles? Yes No
15. Do employees drive company vehicles? Yes No
16. Average radius employees drive during work day? _________ miles
17. Are Motor Vehicle Records (MVR) checked annually for all employees who drive as part of their job? Yes No
18. Do you have written MVR standards for your employees? Yes No
WC Home Health Supplemental Application 05.20 Page 3 of 4
Please clarify the following:
MVR’s verified at time of hire? Yes No
Copies of MVR are maintained in personnel files? Yes No
19. Are crime statistics reviewed prior to sending employees to a residential location? Yes No
20. Is there a formal safety program in place that addresses blood born pathogens, chemical hazards,
disease, driver safety, lifting, latex allergies, violent behavior, infection control, proper use of medical
equipment, SHARPS disposal, etc.? Yes No
21. Are employees provided with the proper equipment for individual patient care? Yes No
22. Are documented proper procedures for safe lifting provided to employees? Yes No
23. Is there a formal return to work/modified duty program in place? Yes No
If no, would the insured agree to put a formal return to work in place? Yes No
24. Are pre-employment medical exams completed? Yes No
25. Is there a formal pre-hire drug testing program in place? Yes No
26. Is a formal post-accident drug testing program in place? Yes No
ADDITIONAL SPECIFIC QUESTIONS:
1. What percentages of the insured’s clients are:
- Individuals with Age-related illnesses (Alzheimer’s, dementia): _________%
- Developmentally Disabled Individuals: _________%
- Elderly and/or Physically Disabled: _________%
- Hospice Care: _________%
- Mentally ill individuals: _________%
- Other: _______________________: _________%
Total must equal 100%: _________%
2. What percentages of the risk’s operations are:
Companion Care/Homemaker Services: _________% Skilled Nursing: _________%
3. What percentage of the insured’s employees are over 60 years of age? _________%
4. Does the insured validate licenses and certifications? Yes No
5. Does the insured have a DOCUMENTED set of defined duties which limits what services their
employees can or cannot perform? If so, please provide documentation. Yes No
WC Home Health Supplemental Application 05.20 Page 4 of 4
6. What is the percentage of non-ambulatory patients? _________%
7. Is the insured a Nursing Registry (Staffing Agency)? Yes No
8. Group medical provided? Yes No
If yes, name of healthcare provider: __________________________________________________________________
% of employees enrolled: _________% % paid by employer: _________%
If yes, who is eligible? FT PT Seasonal Management/Supervisors only
9. Does the insured have a full-time Safety Director on staff (no additional job duties)? Yes No
If yes above, how long has there been a designated safety person? _________________________________________
If yes above, name and title: ________________________________________________________________________
10. Formal safety incentive program? Yes No
If yes, what type of incentive(s)? _____________________________________________________________________
If yes above, does it encompass all employees? Yes No
11. Do you have a formal accident investigation program? Yes No
If yes, do you have a formal written accident report? Yes No
** The undersigned attests that all information provided is both accurate and truthful. All information provided is subject
to verification by way of an underwriting survey or inspection. You must notify All Risks, Ltd. of any significant change in
operations or payroll. Terms of insurance coverage may be canceled for misrepresentation if information provided is
inaccurate.**
Signature of Applicant: ________________________________________________________________________________
Title: _______________________________________________________________________________________________
Print Name: __________________________________________________________ Date: ______________________
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