Alignment to Social Studies Content Standards
© 2013 n2y
ULS, Revised August 2012 Page 22 of 22
n2y Differentiated Tasks
Level 3 Level
Students will evaluate good and poor financial decisions
that are based on short- and long-term needs and
wants, as well as on potential income.
Students will identify and compare prices in stores and
businesses where similar products or services are provided.
Students will recognize and calculate price reductions
that occur when items are sold at a given percentage off
Students will identify various taxes that generate money
for government services (income tax, sales tax, etc.).
Students will distinguish items made or grown in the
United States from those made in other countries.
Students will recognize that the amount of money a
worker earns will vary, depending on a worker’s
specialized skills and experience.
Students will recognize that certain amounts of money will be
deducted from a paycheck for taxes and certain benefits.
Students will create a budget that includes money earned
and projected expenses to reach short- and long-term goals.
Students will describe advantages and disadvantages of
making a purchase with cash, debit card or credit card.
Students will describe reasons and ways to save or
Students will recognize ways to keep money safe (wallet,
safe place at home, checking account, savings account).
Students will describe basic types of insurance: health,
car, homeowners’ or renters’, life.
When making a purchase, students will compare prices and
determine which is best on the basis of the amount of
Students will identify stores and businesses where named products
or services are provided.
Students will identify products that are reduced in price because of
Students will identify sales tax as an additional amount that must
be paid when making a purchase.
Students will identify items made or grown in the United States.
Students will recognize that income is money earned by working
Students will examine a paycheck and identify the amount of
Students will create a simple budget that includes income
Students will identify ways to make a purchase (cash, check, debit
card, credit card).
Students will identify ways to save money (piggy bank, banking
Students will carry personal money in a safe place (wallet, purse,
Students will match types of insurance to benefits: car insurance to
cover an accident, health insurance to cover a visit to the doctor.
Students will compare two prices and determine which is lower.
Students will match stores to products that can be obtained in
Students will identify the price of an item.
Students will make a purchase, including sales tax.
Students will identify a product made or grown in the
Students will recognize that money is earned by working a job.
Students will earn money or a reward by participating in a
Students will identify money as being earned or spent.
Students will identify items as wants or needs.
Students will exchange money for a purchased item.
Students will ask to borrow something from another person.
Students will identify a wallet as a place to keep personal money.
Students will identify a health insurance card as a way to pay for