APPEAL REQUEST FOR B.C. STUDENT
LOAN REHABILITATION DUE TO BANKRUPTCY
Rev. 2019/07/29 Page 1 of 3
DEADLINE
Six weeks before your study period ends.
WHAT IS AN APPEAL?
An appeal is the process by which you have the opportunity to request a reconsideration of your assessed award. If you have had an
exceptional circumstance that meets one or more of the criteria listed below and you have not received the maximum amount of funding
for the application study period, you may submit an appeal request. Once evaluated, the appeal request may result in a change to your
StudentAid BC award.
APPEAL CRITERIA
If you were denied B.C. student loan funding due to a previous bankruptcy that included B.C. student loans, you may appeal the denial if
you can demonstrate that:
There were exceptional circumstances leading to your bankruptcy, such as medical reasons or marital breakdown.
You filed for bankruptcy during your study or non-repayment period and you are continuing in the same program of study in
which you were enrolled in the date of bankruptcy or bankruptcy related event.
If student loans were involved in the bankruptcy, Canada Student Loans has provided clearance for your receipt of new
loans.
If student loans have been repaid or discharged, you are a good credit risk. Credit risk is determined by the reason for
bankruptcy, your efforts to rehabilitate your credit and that your studies warrant further investment.
If student loans were not involved in your bankruptcy, the debts have been discharged or that a trustee has stated they will not
place any claim on your student loan.
Note: If your Canada student loan is in default or was involved in your bankruptcy, you must contact Canada Student Loans to receive
clearance for further funding. For more information on your federal loans, please contact the National Student Loans Service Centre
at:
1-888-815-4514 and ask to be transferred to the Case Review Unit of the Canada Student Loans Program.
APPEAL INSTRUCTIONS
1. Talk to a Financial Aid Officer at your school, they can help you with the appeal process. If you are unable to contact a Financial
Aid Officer, contact StudentAid BC
.
2. Review the Appeal Criteria.
3. Complete Sections 1-5.
4. Upload your completed Appeal Request Form and all required documentation to your StudentAid BC Dashboard
.
Appeal Request Form starts on page 2.
Refer to the StudentAid BC Policy Manual for more information on appeals.
Complete
Sections 1-5
Upload
completed
Appeal Request
Form to your
Dashboard by
deadline
Upload all
required
documentation
to your
Dashboard by
deadline
StudentAid BC
reviews your
Appeal
Application
If approved:
you will receive
a Final Decision
Letter via your
Dashboard
If
not approved:
you will receive
a Notification
of Findings
Letter via your
Dashboard
You have
15 calendar
days
to provide
further
documentation
Additional
documentation
reviewed by
StudentAid BC.
You will receive
a Final Decision
Letter via your
Dashboard
APPEAL REQUEST FOR B.C. STUDENT
LOAN REHABILITATION DUE TO BANKRUPTCY
Rev. 2019/07/29 Page 2 of 3
You must submit all of the following documentation to your StudentAid BC Dashboard to support your appeal request:
A letter explaining the reason you are filing for bankruptcy. The letter must include:
Specific details of your actions to rehabilitate yourself financially since the bankruptcy.
Your educational and career goals, including the number of semesters required to finish your program of study.
A letter from your institution confirming your enrolment in the same program.
Unofficial copy of all post-secondary transcripts.
A letter from a responsible third party (counsellor, doctor, religious advisor, family friend or relative) confirming the reasons for
your bankruptcy and your educational and career goals.
A copy of bankruptcy papers filed through the trustee showing the date of the bankruptcy, amounts owning to creditors and, if
applicable, the date of discharge.
All relevant supporting documentation applicable to your circumstance. This documentation may include:
Medical documentation indicating the date of illness, how the condition contributed to your bankruptcy and your ability to
study at a full course load.
Documentation of separation or divorce.
YOUR ASSESSMENT WILL BE DELAYED OR DENIED IF YOU DO NOT SUBMIT ALL REQUIRED DOCUMENTATION.
MORTGAGE/RENT
$
.00
$
.00
SECOND MORTGAGE
$
.00
$
.00
FOOD
$
.00
$
.00
MEDICAL
$
.00
$
.00
DENTAL
$
.00
$
.00
HYDRO
$
.00
$
.00
CABLE
$
.00
$
.00
WATER
$
.00
$
.00
STUDENT’S SOCIAL INSURANCE NUMBER STUDENT’S APPLICATION NUMBER
STUDENT’S LAST NAME
STUDENT’S FIRST NAME MIDDLE INITIAL
SECTION 1 STUDENT INFORMATION
SECTION 2 REQUIRED DOCUMENTATION
SECTION 3 MONTHLY EXPENSES
APPEAL REQUEST FOR B.C. STUDENT
LOAN REHABILITATION DUE TO BANKRUPTCY
Rev. 2019/07/29 Page 3 of 3
HEAT
$
.00
$
.00
*Itemize other expenses:
TOTAL MONTHLY EXPENSES
$
.00
TOTAL MONTHLY NET INCOME $
.00
By submitting this request for an appeal, I understand that:
All terms agreed to on my application will remain in force.
StudentAid BC may consider information from prior applications in my appeal request.
I certify that information provided with this request is accurate and correct.
Collection and use of information: The information included in this form and authorized above is collected under Sections 26(c) and 26(e) of the Freedom of Information and
Protection of Privacy Act, and under the authority of the Canada Student Financial Assistance Act, R.S.C. 1994, Chapter C-28 and StudentAid BC. The information provided will
be used to determine eligibility for a benefit through StudentAid BC and for statistical and evaluation purposes. If you have any questions about the collection and use of this
information, contact the Director, StudentAid BC, Ministry of Advanced Education, Skills & Training, PO Box 9173, Stn Prov Govt, Victoria B.C., V8W 9H7, telephone 1-800-
561-1818 (toll-free in Canada/U.S.) or (250)-387-6100 from outside North America.
Upload completed Appeal Request Form and all required documentation to your
StudentAid BC Dashboard at studentaidbc.ca/dashboard
.
SECTION 4 – TOTAL EXPENSES
All information is subject to verification and could result in
an overaward if information is misreported.
SECTION 5 – DECLARATION
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