AES/PHEAA Deferment - Forbearance - Repayment Request
For Private Loans
BORROWER INFORMATION
ACCOUNT NUMBER: BORROWER NAME:
ADDRESS: TELEPHONE NUMBER:
CITY: MOBILE PHONE NUMBER:
STATE:
ZIP: EMAIL ADDRESS:
COSIGNER INFORMATION (if applicable)
ACCOUNT NUMBER: COSIGNER NAME:
I consent to the lender and any other owner, holder, servicer, guarantor, or insurer of my account to contact me about
my account via autodialer or similar device and/or using a prerecorded or artificial voice or message for any lawful
purpose utilizing any cellular telephone number(s) I provide, even if I am charged for the call under my phone plan.
Providing my mobile or alternative telephone number(s) and electronic mail address(es) to the lender is voluntary and I
am under no obligation to do so. If I do not elect to provide a mobile or alternative phone number, or electronic mail
address, it will not affect the consideration or disposition of my forbearance request.
SELECT ONE OF THE FOLLOWING:
Alternative Repayment Schedules
SELECT 2 - 1-24 months of interest only payments and then return to level payments
SELECT 5 - 1-24 months of interest only payments, 1-36 months of reduced principal and interest, and then return to
level payments for the remainder of the loan term.
MRGRS - 1-12 months at 50% of full monthly payment, 1-12 months of interest only payments, and then return to
level payments. Upon returning to level payments, these payments may be higher than your previous monthly level
payments due to the 24 months of reduced payments listed above.
Deferment/Forbearance Options (AUTHORIZED OFFICIAL'S CERTIFICATION REQUIRED)
IN SCHOOL DEFERMENT/FORBEARANCE:
ENROLLED FULL TIME ENROLLED HALF TIME
INTERNSHIP/RESIDENCY DEFERMENT/FORBEARANCE
AUTHORIZED OFFICIAL'S CERTIFICATION REQUIRED FOR DEFERMENT/FORBEARANCE
PROGRAM BEGIN DATE:
PROGRAM END DATE:
EXPECTED GRAD DATE:
INSTITUTION ORGANIZATION NAME: TELEPHONE:
ADDRESS: CITY: STATE:
ZIP:
SIGNATURE OF AUTHORIZED OFFICIAL
NAME/TITLE OF OFFICIAL
DATE
My signature indicates that I am an Authorized Official and I have read and agree that the certification above is true to the best of my knowledge.
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ADDRESS:
TELEPHONE NUMBER:
CITY:
MOBILE PHONE NUMBER:
STATE:
ZIP:
EMAIL ADDRESS:
ARMED FORCES DEFERMENT/MILITARY FORBEARANCE
I will enclose a copy of my current Active Duty orders. I understand that my request may be denied if my orders are
not enclosed.
TEMPORARY HARDSHIP FORBEARANCE
I am unable to make the monthly installment payment on my loan(s) due to financial difficulty. A forbearance may be
requested in 3 or 6 month increments, not to exceed 36 months.
Requested Forbearance Period
(not more than 6 months)
to
I certify I am unable to make payments according to the Terms and Conditions of my Promissory Note(s). I further
understand any unpaid interest will be added to my outstanding balance at the end of the deferment/forbearance
period. My monthly payments will be recalculated at the end of the deferment/forbearance period based on the
outstanding principal balance including any accrued and unpaid interest. I understand that should my situation under
which I applied for the deferment/forbearance change; I must notify American Education Services (AES). I understand
the lender or its agent may view my credit history at its discretion in order to validate the information provided.
I certify, under penalty of law, all information provided is true and accurate to the best of my knowledge.
Borrower Signature:
Cosigner Signature:
Date:
Date:
American Education Services
P.O. Box 2461
Harrisburg, PA 17105-2461
FAX: 717-720-3916
MM
DD YY
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(If applicable)
PLEASE RETURN COMPLETED FORM TO: