Underwritten by Hartford Life And Accident Insurance Company. The Hartford® is The Hartford Financial Services Group, Inc. and its subsidiaries, including
issuing companies Hartford Life Insurance Company and Hartford Life and Accident Insurance Company. Policies sold in New York are underwritten by
Hartford Life Insurance Company. Home Office of both companies: Simsbury, CT. All benefits are subject to the terms and conditions of the policy. Policies
underwritten by the issuing companies listed above detail exclusions, limitations, reduction of benefits and terms under which the policies may be continued in
force or discontinued.
North American Division of Seventh-day Adventists
Enrollment Period
9/22/09
Income Protection Benefits
Information About You
Name:
Social Security Number:
Employer (Conference, School, etc.):
Title:
Effective Date: 6/1/2010 Date of Birth: Date of Hire:
Instructions
Please enter all required information clearly so that there will be no question as to your meaning.
Step 1: Please enter and/or check your coverage elections and details. You may only elect – and will be covered for – levels of
coverage included in your employer’s contract.
Step 2: Your costs should be calculated based on your age and Salary as of your effective date.
Step 3: Please sign, date and return this form to your Human Resource representative by 4/15/10.
Employee Voluntary Accidental Death & Dismemberment Insurance
You can purchase Voluntary Accidental Death & Dismemberment Insurance in increments of $10,000. The maximum amount you can
purchase cannot be more than the lesser of 10 times your annual Salary or $500,000.
To calculate your Monthly cost, please use the following formula(s):
÷ $10,000 = x $0.27 = $
Benefit Amount Rate My Monthly
Cost
I elect to purchase the total amount of $___________ in AD&D coverage.
Spouse Voluntary Accidental Death & Dismemberment Insurance
If you purchase Voluntary Accidental Death & Dismemberment Insurance for yourself, you can purchase Spouse Voluntary Accidental Death
& Dismemberment Insurance in increments of $10,000. The maximum amount you can purchase cannot be more than the lesser of
$500,000 or 100% of your Voluntary Accidental Death & Dismemberment Insurance.
To calculate your Monthly cost, please use the following formula(s):
÷ $10,000 = x $0.27 = $
Benefit Amount Rate My
Monthly Cost
I elect to purchase the total amount of $______________________ in AD&D coverage for my Spouse.
First Name Last Name Gender Date of Birth Date of Marriage
North American Division of Seventh-day Adventists
Voluntary Accidental Death & Dismemberment Benefits Enrollment Form
Clear Form
0
0.00
0
0.00
Name: _______________________________________________________________________________
Underwritten by Hartford Life And Accident Insurance Company. The Hartford® is The Hartford Financial Services Group, Inc. and its subsidiaries, including
issuing companies Hartford Life Insurance Company and Hartford Life and Accident Insurance Company. Policies sold in New York are underwritten by
Hartford Life Insurance Company. Home Office of both companies: Simsbury, CT. All benefits are subject to the terms and conditions of the policy. Policies
underwritten by the issuing companies listed above detail exclusions, limitations, reduction of benefits and terms under which the policies may be continued in
force or discontinued.
North American Division of Seventh-day Adventists
9/22/09
Child(ren) Voluntary Accidental Death & Dismemberment Insurance
If you purchase Voluntary Accidental Death & Dismemberment Insurance, you can purchase Child(ren) Voluntary Accidental Death &
Dismemberment Insurance for your Dependent Child(ren) up to age 19 (26 years if a full time student) in increments of $5,000. The
maximum amount you can purchase cannot be more than $25,000.
To calculate your Monthly cost, please use the following formula(s):
÷ $1,000 = x $0.028 = $
Benefit Amount Rate My Monthly
Cost
I elect to purchase the total amount of $______________________ in AD&D coverage for my Child(ren).
First Name Last Name Date of Birth Gender
Employee Voluntary Accidental Death & Dismemberment Insurance – For Pilots Only
You can purchase Voluntary Accidental Death & Dismemberment Insurance in increments of $25,000. The maximum amount you can
purchase is $125,000. A Pilot History form must be completed and approved by The Hartford before pilot coverage can become effective.
To calculate your Monthly cost, please use the following formula(s):
÷ $1,000 = x $0.27 = $
Benefit Amount Rate My Monthly
Cost
I elect to purchase the total amount of $___________ in AD&D coverage.
Beneficiary Designation
You must select your beneficiary – the person (or more than one person) or legal entity (or more than one entity) who receives a benefit
payment if you die while covered by the plans. This beneficiary designation will be for ALL group accidental death insurance
coverage issued by The Hartford for you, unless specifically named otherwise. Please make sure that you also name a contingent
beneficiary – who would receive your benefit if your primary beneficiary dies first.
Please make sure your beneficiary designation is clear so that there will be no question as to your meaning. If you name more than one
primary or contingent beneficiary, show the percentage of your benefit to be paid to each beneficiary. Please provide all of the information
requested below. If your beneficiary is not related either by blood or by marriage, insert the words, “Not Related” as their stated relationship.
If you need assistance, contact your benefits administrator or your own legal advisor.
Full Name Address
Social
Security #
Relationship
Date of
Birth
Percent-
age
Primary
Beneficiary
Contingent
Beneficiary
0
0.00
0
0.00
%
%
%
Name: _______________________________________________________________________________
Underwritten by Hartford Life And Accident Insurance Company. The Hartford® is The Hartford Financial Services Group, Inc. and its subsidiaries, including
issuing companies Hartford Life Insurance Company and Hartford Life and Accident Insurance Company. Policies sold in New York are underwritten by
Hartford Life Insurance Company. Home Office of both companies: Simsbury, CT. All benefits are subject to the terms and conditions of the policy. Policies
underwritten by the issuing companies listed above detail exclusions, limitations, reduction of benefits and terms under which the policies may be continued in
force or discontinued.
North American Division of Seventh-day Adventists
9/22/09
The beneficiary for insurance on the lives of your spouse and children will automatically be you, if surviving. Otherwise, the beneficiary will
be the estate of the spouse and children, subject to policy provisions. A beneficiary for employee Life Insurance may be changed upon
written request.
Spousal Consent For Community Property States Only: If you live in a community property state – Arizona, California, Idaho, Louisiana,
Nevada, New Mexico, Texas, Washington, or Wisconsin – you may complete the Spousal Consent section, which allows your spouse to
waive his or her rights to any community property interest in the benefit. Disclaimer: Spousal consent does not apply to ERISA plans.
This will certify that, as spouse of the Employee named above, I hereby consent to my spouse designating the person(s) listed above as
beneficiaries of group life insurance under the above policy and waive any rights I may have to the proceeds of such insurance under
applicable community property laws. I understand that this consent and waiver supersede any prior spousal consent or waiver under this
plan.
Signature of Employee’s Spouse: ________________________________ Date: ______________________________
Confirmation
I acknowledge that I have been given the opportunity to enroll in the Accident insurance coverage described in the Benefit Highlight Sheets
and offered through North American Division of Seventh-day Adventists.
I understand and agree that insurance will go into effect and remain in effect only in accordance with the provisions, terms and conditions of
the insurance policy. I understand and agree that only the insurance policy issued to the policyholder (your employer) can fully describe the
provisions, terms, conditions, limitations and exclusions of your insurance coverage. In the event of any difference between the enrollment
form and the insurance policy, I agree to be bound by the insurance policy.
I authorize my employer to make the appropriate payroll deductions from my earnings.
I understand that no insurance will be valid or in force if I am not eligible in accordance with the terms of the group policy as issued to my
employer. I acknowledge and agree that if group participation requirements are not met, this policy will not be implemented and the
coverage I have elected will not be in force.
Signed Date