ATR – 127 Ground Up Course of Construction Application Page 1 of 3
*5281'83COURSE OF CONSTRUCTION APPLICATION FORM
THE ANSWERS TO THESE QUESTIONS FORM PART OF AN APPLICATION FOR INSURANCE ONLY. NOTHING IN THIS APPLICATION
SHALL BE DEEMED AN AGREEMENT TO PROVIDE INSURANCE AND UNDERWRITERS MAY DECLINE TO OFFER COVERAGE OR
OFFER COVERAGE ON TERMS THAT DIFFER FROM THE COVERAGE SOUGHT BY THE APPLICANT.
ELIGIBILITY QUESTIONS
1. In which state is the property to be insured:
2. Please confirm the type of property to be insured: Residential Commercial Farm Other
3. Has the applicant had any policy of property insurance cancelled or non-renewed in the past
3 (three) years for reasons other than vacancy?
4. Has the applicant been convicted of the crimes of arson or insurance fraud?
5. Is the applicant currently involved in bankruptcy proceedings?
6. Is the land on which new construction is taking place subject to any tax or mortgage liens?
7. Is the new construction to be insured subject to more than 2 (two) mortgages or
other encumbrances or a mortgage provided by an individual or entity other than a
financial institution?
8. Is the new construction located in Protection Class 9 or 10 or located in a high crime
neighbourhood?
9. Does the
existing structure exceed 3 (three) stories or 30,000 square feet?
10. Has the construction work already begun?
11. Is the new construction any of the following: modular, manufactured or mobile homes, earth homes,
dome homes, open pier, stilt homes, row or town homes, unique, green or experimental or any other non
conventional building?
12. Does the constuction work involve any of the following: demolition or underpinning of an existing
building or structure, lead, asbestos or other pollutant abatement?
13. Will the new construction site to be insured remain locked & secured against unauthorized entry throughout
the policy period when unattended?
14. Is the applicant acting as Contractor?
15.
Are all relevant permits in place and is the Contractor licensed
?
16. Has the Contractor had a minimum of 3 (three) years experience with similar renovation / remodelling /
construction work?
17. Has the Contractor been subject to more than 2 (two) insurance claims, a single insurance claim exceeding
$10,000 or any litigation in the last 3 (three) years arising from or related to its renovation or construction work?
18. Will the construction work be supervised onsite by the Contractor during the whole of the project?
19. Is there a signed written contract between the applicant and the Contractor?
20. Are there any agreements (including but not limited to hold harmless, waivers of subrogation or any other
contractual provision) in place which would relieve any contractors or workers on the project from liability?
21. Are there any documents providing a breakdown of the projected cost of the work?
22. Does the Contractor carry commercial general liability insurance coverage with a minimum occurence
limit of $1,000,000?
Yes Y No