SEMESTER FALL SPRING ANNUAL (FALL/SPRING)
\$
\$26,970 (15credits)
\$1150***
\$
\$155**
\$
\$
\$325
\$
\$
\$ \$
\$ \$
FALL SEMESTER SPRING SEMESTER YOUR ANNUAL
SUBTOTAL SUBTOTAL SUBTOTAL
\$ \$
FALL SEMESTER ANNUAL (FALL/SPRING)
\$ \$
\$
\$
TOTAL ANTICIPATED FINANCIAL
AID RESOURCES
\$
\$
STEP 3: CALCULATE YOUR ESTIMATED AMOUNTS DUE TO SAIC
To determine your estimated amount due to SAIC or refunded to student, use the formula Subtotal A – Subtotal B = Subtotal C.****
FALL SEMESTER ANNUAL (FALL/SPRING)
SUBTOTAL A \$
\$
SUBTOTAL B \$
\$
SUBTOTAL C
\$
\$
\$
\$
\$
\$
\$
\$
\$
\$
\$
\$
+
+
+
+
+
+
+
+
=
=
=
=
=
=
=
=
SPRING SEMESTER
\$
\$
\$
Grant Total (SAIC/Smith)
Scholarship Total (Merit or other)
Federal Direct Stafford Loan Total***
\$
\$
\$
+
+
+
+
=
=
=
=
SPRING SEMESTER
\$
\$
\$
+
+
+
=
=
=
Student
Financial
Services
Financial
A GRADUATE STUDENT’S ENROLLMENT MAY VARY. (15 CREDITS=\$26,970; 12 CREDITS=\$21,576; 10.5 CREDITS=\$18,879; 9 CREDITS=\$16,182)
STEP 2: REVIEW YOUR ANTICIPATED FINANCIAL AID RESOURCES AS LISTED ON YOUR AWARD LETTER
Do not include earnings from student employment.
2020-21
STUDENT BUDGET WORKSHEET
SUBTOTAL B
FROM STEP 1:
FROM STEP 2:
SUBTOTAL A
TOTAL ESTIMATED DIRECT
EDUCATIONAL COSTS PER SEMESTER
Tuition (\$1,798 per credit hour)
Health Insurance (Optional)*
Charged to all full-time and international students
U-Pass
U-Pass Ventra Card Fee (New student one-time fee)
Technology Fee
Residence Hall ** (Optional; per semester)
Triple: \$4,950
Single: \$8,750
Small Single: \$7,600
Double: \$6,550
Meal Plan
\$825 for new students; \$560 for continuing
students (per semester, if in a residence hall)
Private: \$7,250 Shared: \$5,250
162 N. State
& Jones Hall
Buckingham
(CONTINUED ON NEXT PAGE)
An eletronic PDF version of this worksheet is also available at www.saic.edu/fyc and will calculate the ﬁgures for you. Complete
this worksheet to determine your estimated cost of education at SAIC and to ensure that you have secured the resources
you need so that payment-in-full or payment arrangements are made by August 15 for Fall and January 15 for Spring.
STEP 1: ESTIMATE YOUR DIRECT EDUCATIONAL COSTS
Direct costs are costs for which you will be billed by SAIC.
Health insurance may be waived if the student has comparable coverage per
year. Waivers must be resubmitted each year online at AHP saic.myahpcare.com.
These are 2019-20 rates, 2020-21 rates subject to change. Please refer to the
website for up-to-date information.
*
Aid resources that require additional steps to secure. Loan fees will be deducted
from your Staord and PLUS Loans, as well as some private loans. Refer to the SAIC
Financial Aid Award Guide. Please note that the loan amounts requested cannot
exceed your cost of attendance (COA) budget, and program limits. Your COA equals
the total of your Direct and Indirect Costs. Students may view their COA budget on
SAIC Self-Service.
***
Please note that if your balance at Subtotal C is a credit, you may be issued a
refund which can then be used to cover indirect costs. If your balance in Subtotal C
is an amount due, you will need to pay the remaining amount in full, secure additional
loans, enroll in a deferred payment plan, or any combination each semester.
****
**
**
\$5
\$
\$
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Books and Supplies (Choose Studio or Non-Studio)
Indirect costs are costs for which you will need to budget, but will not be charged by SAIC. Choose your living expenses by semester as listed
below to calculate your indirect costs.
ON CAMPUS
OPTION C
OFF CAMPUS
AT HOME
ON CAMPUS
(new student) (continuing student)
OPTION DOPTION BOPTION A
or or or
Choose Option A, B, C, or D
\$
\$
\$
\$
FINANCIAL AID RESOURCES
\$
\$
Federal Direct PLUS Loan and/or Private Educational Loan**
(Please note: Post-Baccalaureate students are not eligible
for Federal Direct Grad PLUS Loans)
AMOUNT YOU WILL NEED TO
\$
\$
FALL SEMESTER ANNUAL (FALL/SPRING)
SPRING SEMESTER
\$
\$
\$
\$
=
=
=
=
+
+
+
+
SUBTOTAL F
Studio Programs or
\$895 \$895 \$895
Non-Studio Programs
\$265 \$265 \$265
Living Expenses
Room Allowance \$0
\$3,115 \$770
Board Allowance
\$975 \$1,800 \$1,800
Personal
\$690 \$690 \$690
Transportation
\$310 \$310 \$310
SUBTOTAL D
\$
\$ \$
ANNUAL EXPENSES (SEMESTER EXPENSES X 2)
\$
\$895
\$265
\$0
\$1240
\$690
\$310
\$
TOTAL ESTIMATED INDIRECT
EDUCATIONAL COSTS PER SEMESTER
2020-21
(CONTINUED FROM PREVIOUS PAGE)
S
TEP 4: ESTIMATE YOUR INDIRECT EDUCATIONAL COSTS
STUDENT BUDGET WORKSHEET
IF SUBTOTAL F IS LESS THAN SUBTOTAL E, THEN YOU MUST INCREASE THE RESOURCES IN STEP 6 TO ENSURE THAT YOU HAVE ENOUGH
TO COVER YOUR COST OF EDUCATION.
**
Aid resources that require additional steps to secure. Loan fees will be deducted
from your Staord and PLUS Loans, as well as some private loans. Refer to the
SAIC Financial Aid Award Guide. Please note that the loan amounts requested
cannot exceed your cost of attendance (COA) budget and program limits. Your
COA equals the total of your Direct and Indirect Costs. Students may view their
COA budget on SAIC Self-Service.
***Please note that if your balance at Subtotal C is a credit, you may be issued a refund
which can then be used to cover Indirect Costs. If your balance in Subtotal C is an
amount due, you will need to pay the remaining amount in full, secure additional
loans, enroll in a deferred payment plan, or any combination each semester.
Ver. 12.19.
19
ANNUAL (FALL/SPRING)
Estimated Indirect
Educational Costs
SUBTOTAL C
\$
\$
SUBTOTAL D
\$
\$
Estimated Amount Due
to SAIC or Refunded to
Student after Financial Aid***
FALL SEMESTER
SPRING SEMESTER
\$
\$
=
=
+
+
FROM STEP 3:
FROM STEP 4:
+
SUBTOTAL E
Please Note: The indirect estimates for books, personal and transportation are calculated for enrollment in 15 credits per semester. Estimates
for enrollment other than 15 credits per semester can be obtained at www.saic.edu/fyc. Room and board estimates are the same for any
enrollment.
STEP 5: DETERMINE AMOUNT YOU WILL NEED TO FINANCE YOUR TOTAL COST OF EDUCATION
STEP 6:
Student Contribution from Savings and Work
Only include loans that have been offered if you plan to secure them.
2870
0
0
0
5740
0
0
0
2870
2870
5740
2870
2870
5740
0
0
0
0
0