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SECTION 6: AUTHORIZATION & SIGNATURE
I understand, agree and represent:
• I have read this document or it has been read to me and answers provided are true and complete to the best of my
knowledge and belief.
• Neither MCW nor the agent can waive any question, determine coverage or insurability, alter any contact or waive any
of the carriers’ rights and requirements.
• If this application for coverage is accepted, coverage will be effective on the date(s) specified by the carrier(s) on the
certificate of coverage or insurance card.
• If I wish to change enrollment status due to a qualifying event, I may in the future be able to enroll myself or my
dependent(s) provided I request enrollment within 31 days of the qualifying event.
• If I am declining coverage for myself or my dependents (including my spouse) because of other coverage, I may in the
future be able to enroll myself or my dependent(s) provided that I request enrollment within 31 days after my other
coverage ends.
• The carriers reserve the right to delay and/or deny medical coverage, life, LTD, or dental coverage with any future
application for coverage.
• Any misrepresentation contained herein relied on by a carrier may be used to reduce or deny a claim or void the
contract within the contestable period if such misrepresentation materially affected the acceptance of the risk.
• I authorize any third party to have information regarding myself. This includes any medical or non-medical information
and to share any and all such information with the carrier, its reinsurer or its legal representatives, and its affiliates.
• My dependent(s) and I understand and agree:
• The information obtained by use of this authorization may be used by the carrier to make claims determinations,
determine eligibility for coverage, eligibility for benefits under an existing policy and plan administration.
• Any information obtained will not be released by the carrier to any person or organization except to reinsuring
companies, the Medical Information Bureau, Inc. or other persons or organizations performing health care
operations or business or legal services in connection with an application, claim or as may be otherwise lawfully
required, or as I (we) may further authorize. Once personal and health (including but not limited to medical, dental
and pharmacy) information is disclosed pursuant to this authorization, the recipient may redisclose it and the
information may not be protected by federal and state privacy requirements.
• I authorize/elect to receive any and all benefit information electronically (via email or intranet).
Signature of Student or Legal Representative Signature Date (MMDDYYYY)
Name and Relationship of Legal Representative (if applicable)
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