EFSC Office of Financial Aid
www.easternflorida.edu/go/aid | (321) 433-7339 | finaid@easternflorida.edu
06/12/19
LN_CHG
FA Loan Docs
2019-20 Loan Change Form
Direct Subsidized Loans and Direct Unsubsidized Loans are federal financial aid to assist eligible students manage the
cost of higher education. Loans are a type of financial aid that must be repaid. Repayment beings after you graduate,
cease enrollment, or drop below six credits.
A. Student Information
B#
Last Name First Name M.I. Student ID
B. Loan Annual and Aggregate Limits
Year in College
Dependent Students (except
students whose parents are unable
to obtain PLUS Loans)
Independent Students (and dependent
undergraduate students whose parents
are unable to obtain PLUS Loans)
Subsidized
Unsubsidized
Subsidized
Unsubsidized
Freshman Annual Loan Limit
0-29 credit hours earned
$3,500 $2,000 $3,500
$6,000
Sophomore Annual Loan Limit
30+ credit hours earned
$4,500 $2,000 $4,500
$6,000
Junior/Senior Annual Loan Limit
BAS & BSN students only
$5,500 $2,000 $5,500 $7,000
Subsidized and Unsubsidized
Aggregate Loan Limit
$23,000
$31,000No more
than $23,000 of this
amount may be in
subsidized loans.
$23,000
$57,500 No more
than $23,000 of this
amount may be in
subsidized loans.
C. Loan Borrower Information
Subsidized loans do not accrue interest while you are enrolled at least half time. Unsubsidized loans
begin to accrue interest 30 days after being disbursed.
To receive Federal Direct loans you must complete a Master Promissory Note and Loan Entrance
Counseling on studentloans.gov.
You must be attending at least six credit hours required for your program of study at EFSC to receive a
Federal Direct Loan. If you are registered in a later part of term classes, you will not receive the
disbursement of your loans until you have begun attendance in at least 6 credit hours.
A first-time loan borrower will have a 30 day delay placed on the loan funds prior to the first
disbursement of the loan.
Your loan will be prorated if the remaining portion of your academic program is less than one academic
year.
EFSC Office of Financial Aid
www.easternflorida.edu/go/aid | (321) 433-7339 | finaid@easternflorida.edu
2
D. Loan Change Request
Anticipated Graduation Date: __________________________________
Please increase my current loan to
$_________________ Subsidized for Fall 2019 Spring 2020 Summer 2020
$_________________ Unsubsidized for Fall 2019 Spring 2020 Summer 2020
OR please award the maximum available for
Subsidized Unsubsidized Both Subsidized & Unsubsidized
Please decrease my current loan to
$_________________ Subsidized for Fall 2019 Spring 2020 Summer 2020
$_________________ Unsubsidized for Fall 2019 Spring 2020 Summer 2020
Please cancel my current undisbursed loans for Fall 2019 Spring 2020 Summer 2020
Please re-offer* my cancelled/declined loan for Fall 2019 Spring 2020 Summer 2020
Your loan will be placed in an offered status. You will need to log in to Titan Web via myEFSC to
accept/decline the loan that has been offered.
E. PLUS Loan Denial
I am a dependent student whose parent has applied for a Direct PLUS Loan on studentloans.gov and have
received a denial. Please offer the maximum loans available.
F. Students without Parent Support
Students whose parents refuse to support them are not eligible for a dependency override, but they may be
able to receive Direct Unsubsidized Loans only. For a student to be eligible for this provision, you must get
documentation (1) that your parents refuse to complete the FAFSA and (2) that they do not and will not
provide any financial support to you. Include the date support ended. If your parents refuse to sign and date
a statement to this effect, you must get documentation from a third party, such as a teacher, counselor,
cleric, or court.
G. Certification and Signature
By signing below I certify that all of the information reported is
complete and correct.
Student’s Signature Date
WARNING: If you purposely give false
or misleading information, you may be
fined, sent to prison, or both.
EFSC Office of Financial Aid
www.easternflorida.edu/go/aid | (321) 433-7339 | finaid@easternflorida.edu
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H. Document Submission
You may submit this document by the following methods:
1. EFSC DOCUMENT DROPBOX (RECOMMENDED)
Print and complete this document (including the original signature), scan the document, and upload the
document via the Document Dropbox in myEFSC. Printers and scanners are available in EFSC’s open
computer labs and libraries.
2. IN PERSON
Submit your document in person at the Office of Financial Aid on any campus:
Cocoa
Building 11, Room 209
Monday through Thursday, 8 a.m. to 7 p.m.
Palm Bay
Building 1, Room 117
Monday through Thursday, 8 a.m. to 7 p.m.
Melbourne
Building 1, Room 137
Monday through Thursday, 8 a.m. to 7 p.m.
Titusville
Building 3, Room 125
Monday through Wednesday, 8 a.m. to 5:30 p.m.
Thursday, 8 a.m. to 7 p.m.
3. BY MAIL
Mail your document to the Office of Financial Aid on any campus:
Cocoa
Eastern Florida State College
Office of Financial Aid, C11-209
1519 Clearlake Road
Cocoa, FL 32922
Palm Bay
Eastern Florida State College
Office of Financial Aid, PB1-117
250 Community College Parkway
Palm Bay, FL 32909
Melbourne
Eastern Florida State College
Office of Financial Aid, M1-137
3865 N. Wickham Road
Melbourne, FL 32935
Titusville
Eastern Florida State College
Office of Financial Aid, T3-125
1311 N. US 1
Titusville, FL 32976
QUESTIONS?
Financial Aid Specialists are available at the campus locations listed above, by phone at 321-433-7339, and via e-mail at
finaid@easternflorida.edu.
Eastern Florida State College is committed to equal access/equal opportunity in its programs, activities, and employment.
For additional information, visit Eastern Florida State College: easternflorida.edu/go/equity.
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