Direct costs are costs for which you will be billed by SAIC.
SAMPLE FIGURES YOUR FIGURES YOUR FIGURES YOUR FIGURES
SEMESTER FALL SPRING ANNUAL (FALL/SPRING)
$
$25,950 (15credits)
$
1150***
$
$155**
$
$
$315
$
$
$ $
$ $
FALL SEMESTER SPRING SEMESTER YOUR ANNUAL
SUBTOTAL SUBTOTAL SUBTOTAL
$ $
STEP 2: REVIEW YOUR ANTICIPATED FINANCIAL AID RESOURCES AS LISTED ON YOUR AWARD LETTER
FALL SEMESTER ANNUAL (FALL/SPRING)
$ $
$
$
TOTAL ANTICIPATED FINANCIAL
AID RESOURCES
$
$
STEP 3: CALCULATE YOUR ESTIMATED AMOUNTS DUE TO SAIC
To determine your estimated amount due to SAIC or refunded to student, use the formula Subtotal A – Subtotal B = Subtotal C.****
FALL SEMESTER ANNUAL (FALL/SPRING)
SUBTOTAL A $
$
SUBTOTAL B $
$
SUBTOTAL C
$
$
$
$
$
$
$
$
$
$
$
$
+
+
+
+
+
+
+
+
=
=
=
=
=
=
=
=
SPRING SEMESTER
$
$
$
Do not include earnings from student employment.
Grant Total (SAIC/Smith)
Scholarship Total (Merit or other)
Federal Direct Stafford Loan Total***
$
$
$
+
+
+
+
=
=
=
=
SPRING SEMESTER
$
$
$
+
+
+
=
=
=
Student
Financial
Services
Financial
PLEASE NOTE:
A GRADUATE STUDENT’S ENROLLMENT MAY VARY. (15 CREDITS=$25,950; 12 CREDITS=$20,760; 10.5 CREDITS=$18,165; 9 CREDITS=$15,570)
2019-20
Figure Your Costs
GRADUATE
STUDENT BUDGET WORKSHEET
SUBTOTAL B
FROM STEP 1:
FROM STEP 2:
SUBTOTAL A
TOTAL ESTIMATED DIRECT
EDUCATIONAL COSTS PER SEMESTER
Tuition ($1,730 per credit hour)
Health Insurance (Optional)*
Charged to all full-time and international students
U-Pass
U-Pass Ventra Card Fee (New student one-time fee)
Technology Fee
Residence Hall ** (Optional; per semester)
Triple: $4,950
Single: $8,500
Small Single: $7,375
Double: $6,335
Meal Plan
$825 for new students; $560 for continuing
students (per semester, if in a residence hall)
Private: $7,050 Shared: $4,9
50
162 N. State
& Jones Hall
Buckingham & Infinite
(CONTINUED ON NEXT PAGE)
An eletronic PDF version of this worksheet is also available at www.saic.edu/fyc and will calculate the figures for you. Complete
this worksheet to determine your estimated cost of education at SAIC and to ensure that you have secured the resources
you need so that payment-in-full or payment arrangements are made by August 15 for Fall and January 15 for Spring.
STEP 1: ESTIMATE YOUR DIRECT EDUCATIONAL COSTS
Health insurance may be waived if the student has comparable coverage per
year. Waivers must be resubmitted each year online at AHP saic.myahpcare.com.
2019-20 rates subject to change. Please refer to the website for up-to-date
information.
*
Aid resources that require additional steps to secure. Loan fees will be deducted
from your Staord and PLUS Loans, as well as some private loans. Refer to the SAIC
Financial Aid Award Guide. Please note that the loan amounts requested cannot
exceed your cost of attendance (COA) budget, and program limits. Your COA equals
the total of your Direct and Indirect Costs. Students may view their COA budget on
SAIC Self-Service.
***
Please note that if your balance at Subtotal C is a credit, you may be issued a
refund which can then be used to cover indirect costs. If your balance in Subtotal C
is an amount due, you will need to pay the remaining amount in full, secure additional
loans, enroll in a deferred payment plan, or any combination each semester.
****
**
**
$5
$
$
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Books and Supplies (Choose Studio or Non-Studio)
Indirect costs are costs for which you will need to budget, but will not be charged by SAIC. Choose your living expenses by semester as listed
below to calculate your indirect costs.
ON CAMPUS
OPTION C
OFF CAMPUS
AT HOME
ON CAMPUS
(new student) (continuing student)
OPTION DOPTION BOPTION A
or or or
Choose Option A, B, C, or D
$
$
$
$
TOTAL ADDITIONAL ANTICIPATED
FINANCIAL AID RESOURCES
$
$
Federal Direct PLUS Loan and/or Private Educational Loan**
(Please note: Post-Baccalaureate students are not eligible
for Federal Direct Grad PLUS Loans)
AMOUNT YOU WILL NEED TO
FINANCE YOUR TOTAL COSTS
$
$
FALL SEMESTER ANNUAL (FALL/SPRING)
SPRING SEMESTER
$
$
$
$
=
=
=
STEP 6: ESTIMATE YOUR ADDITIONAL RESOURCES TO FINANCE YOUR TOTAL COST OF EDUCATION
=
+
+
+
+
SUBTOTAL F
Studio Programs or
$895 $895 $895
Non-Studio Programs
$265 $265 $265
Living Expenses
Room Allowance $0
$3,115 $770
Board Allowance
$975 $1,800 $1,800
Personal
$690 $690 $690
Transportation
$310 $310 $310
SUBTOTAL D
$
$ $
ANNUAL EXPENSES (SEMESTER EXPENSES X 2)
$
$895
$265
$0
$1240
$690
$310
$
TOTAL ESTIMATED INDIRECT
EDUCATIONAL COSTS PER SEMESTER
2019-20
Figure Your Costs
(CONTINUED FROM PREVIOUS PAGE)
S
TEP 4: ESTIMATE YOUR INDIRECT EDUCATIONAL COSTS
GRADUATE
STUDENT BUDGET WORKSHEET
IF SUBTOTAL F IS LESS THAN SUBTOTAL E, THEN YOU MUST INCREASE THE RESOURCES IN STEP 6 TO ENSURE THAT YOU HAVE ENOUGH
TO COVER YOUR COST OF EDUCATION.
**
Aid resources that require additional steps to secure. Loan fees will be deducted
from your Staord and PLUS Loans, as well as some private loans. Refer to the
SAIC Financial Aid Award Guide. Please note that the loan amounts requested
cannot exceed your cost of attendance (COA) budget and program limits. Your
COA equals the total of your Direct and Indirect Costs. Students may view their
COA budget on SAIC Self-Service.
***Please note that if your balance at Subtotal C is a credit, you may be issued a refund
which can then be used to cover Indirect Costs. If your balance in Subtotal C is an
amount due, you will need to pay the remaining amount in full, secure additional
loans, enroll in a deferred payment plan, or any combination each semester.
Ver.3 04.03.19
ANNUAL (FALL/SPRING)
Estimated Indirect
Educational Costs
SUBTOTAL C
$
$
SUBTOTAL D
$
$
Estimated Amount Due
to SAIC or Refunded to
Student after Financial Aid***
FALL SEMESTER
SPRING SEMESTER
$
$
=
=
+
+
FROM STEP 3:
FROM STEP 4:
+
SUBTOTAL E
Please Note: The indirect estimates for books, personal and transportation are calculated for enrollment in 15 credits per semester. Estimates
for enrollment other than 15 credits per semester can be obtained at www.saic.edu/fyc. Room and board estimates are the same for any
enrollment.
STEP 5: DETERMINE AMOUNT YOU WILL NEED TO FINANCE YOUR TOTAL COST OF EDUCATION
Only include loans that have been offered if you plan to secure them.
Student Contribution from Savings and Work
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
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