Non-University Organization
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CALIFORNIA STATE UNIVERSITY, FRESNO
Insurance Requirements for Vendors and Outside Groups
There are certain insurance requirements mandated by the CSU if an outside vendor or group is
coming on campus to use campus facilities for any purpose, or for vendors doing work off
campus on behalf of the University. Examples may be, but not limited to, a private party, service
providers, business gathering, festival, or other group event. The requirements are as follows:
A certificate of insurance (COI) and an additional insured endorsement must be provided with
the following coverage limits:
● LIABILITY COVERAGE: comprehensive or commercial form minimum limits Each
Occurrence $1,000,000, General Aggregate $2,000,000. Liquor Liability coverage to be
included if alcohol beverage service is included in the event. Higher limits may be required
due to the nature of the event or the number of people in attendance. Coverage must be
placed with a company of A. M. Best rating A; VII or higher.
● The certificate must be accompanied by a separate Endorsement to the policy naming the
California State University, Fresno; the California State University, Fresno Foundation,
Inc.; the California State University Fresno Association, Inc.; the California State
University Fresno, Athletic Corporation, Inc.; the Board of Trustees of the California
State University; the State of California; and their employees, officers, agents, and assigns
as additional insured for the duration and purpose of the event(s) being held.
● EMPLOYER LIABILITY: (commercial entities) $1,000,000
● AUTOMOBILE LIABILITY: If applicable (you will be using non-state vehicles at the
event), provide proof of coverage to the following limits: Private Individuals: liability:
$100,000 per person / $300,000 per accident; property damage: $50,000 per occurrence;
Commercial Entities: business automobile liability: combined single limit not less than
$1,000,000 per occurrence.
● WORKER’S COMPENSATION: If applicable (you will be using your own or other non-
state employees at the event), provide proof of coverage to statutory limits. May use same
certificate form as above.
● Provide for thirty (30) days advance written notice to the University of any modification,
change, or cancellation of any of the insurance coverage.
● All rights of subrogation under the insurance policies must be waived against the campus.
● For any claims related to the facility use, the group’s insurance coverage shall be primary
insurance as respects the Campus, its trustees, officers, employee, representatives and
assigns. Any insurance or self insurance maintained by Campus, its trustees, officers,
employees, or assigns shall be excess of the Contractor’s insurance and shall not contribute
with it.
