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2.3.7.F1

©TakeChargeToday–August2013–LifelongEmployment–Page1

FundedbyagrantfromTakeChargeAmerica,Inc.totheNortonSchoolofFamilyandConsumerSciencesTakeChargeAmericaInstuteatTheUniversityofArizona

EvaluangaJobOﬀer

Toﬁndjobsthatcontributetoyourwell‐being,considerallaspectsofajobbeforeaccepngtheposion.Consideraons

include:

 Thejobdescripon–Evaluateifitistherightjobforyou.Considerthejobdues/responsibili es,

scheduleandenvironment.Itmaybehelpfultoaskyourselfafewquesons:Howdoesthisjob

contributetomycareer?

 Howdoesthisjobcontribute tomycareer?

 Isthecompanyagoodﬁtforme?Isthecompany’smissionsomethingIbelieveinandvalue? 

 WillIenjoythejob?Doestheworkseeminteresng?Isitchallenging?

 DoIhavetherightskillsforthejob?

 WillIenjoytheschedule?Willthescheduleaﬀectmyfamilylifeposivelyornegavely? 

 Isthereanopportunityforadvancement? 

 WillIberequiredtotravel?



 Wages–Determineifthewagespaidareenoughtomaintain(orincrease)yourqualityoflife.Are

thewagescomparabletosimilarposionswithintheoccupaonand/orindustry? 



 Employeebeneﬁts‐Employersmayoﬀeraddionalbeneﬁtsbeyondearnedwages.Productsor

servicesprovidedbyanemployerthatprovideextrava lue beyondyourwagesareknownas

employeebeneﬁts.Thesebeneﬁtscanoensaveyoumoneybyprovidingyousomethingthat

youwouldhaveotherwisepurchasedonyourown.

Whenconsideringajoboﬀer,learnwhatemployeebeneﬁts

areincludedandhowthosebeneﬁtswillaﬀectyour

spendingplan.

Describeanycurrentorpastemployeebeneﬁtsyouhavereceived.

Job

Descripon



Wages

Employee

Beneﬁts

Asyoumovethroughyourcareeryouwillprobablyhaveopportuniestotakenewjobsandpossiblyrelocatetoa

diﬀerentpartofthecountry.Theseopp ortuniescanhaveasigniﬁcantimpactonyourlifestyleandwell‐beingaswellas

yourﬁnancialplan.

2.3.7.F1

©TakeChargeToday–August2013–LifelongEmployment–Page2

Insurance

Employerscommonlyoﬀerhealth,lifeand/ordisabilityinsurance.Employer‐

providedinsuranceisusuallylessexpensivethaninsurancepurchasedprivately.



Rerement

contribuons/

opons



Flexiblespending

accounts



Therearemanytypesofemployer‐sponsoredrerementplansandthespeciﬁcs

dependontheemployer.Someemployerswillmatchthefundscontributedby

theemployeethusincreasingtheamountintheaccountatnoaddionalcostto

theemployee. 



Sick,vacaon/

personal,and

holidayleave



Aﬂexiblespendingaccountallowsanemployeetosetasideaporonofearnings

topayforqualiﬁedexpensessuchasmedical/dentalexpensesanddependent

care.Themoneyplacedintoﬂexiblespendingaccountsisnottaxedwhichresults

inemployeesavings.

Employersmayoﬀeracertainamount

ofpaidorunpaiddaysforillness,

vacaon/personal,andholidays.



Childcare



Employersmayoﬀerchildcareforemployees. 



Flexiblescheduling

Employersmayoﬀerﬂexibleworkschedules,suchasworkingfromhomeor

workingamodiﬁedworkweek(forexampleworkingfourten‐hourdaysper

weekinsteadofﬁveeight‐hourdays).



Parkingand/or

transportaon

Employersmayoﬀerspecialparkingortransportaonoponstoandfromthe

workplace.



Formaltraining

Employersmaypayforallorpartofthefeesforclasses,workshopsandother

formsofformaltrainingthusinvesnginanemployee’shumancapital.



Wellness

Beneﬁtssuchasdiscountedgymmembershipsandfreehealthscreenings.



Uniform/dry

cleaning



Employersmayprovideuniformorpayfordrycleaningcosts. 



Aworkvehicle,cellphoneorcellphoneallowance,di scountedmeals,etc. 

Other

Examplesofemployeebeneﬁtsinclude:



VisittheCareerOneStopwebsite,

hp://www.careeronestop.org/,for

moreinformaonaboutaccepngajob

andlifelongemployment.

Whatemployeebeneﬁtswouldbethemost

importanttoyou?

2.3.7.F1

©TakeChargeToday–August2013–LifelongEmployment–Page3

 Locaon/Relocaon

 Howfarwillyouhavetotravelfromyourhometoyourjob? 

 Isthejobinanareaorcommunitywhereyouwouldliketolive?Whatisthecrime

rate?Aretheschoolsgood?Whatistheclimatelike?

 Doesthejobrequireyoutorelocate?

 Whatwillbetheoutofpocketcoststorelocate?

 Willyouremployerprovideyouwithmovingexpensefunds? 

 Whatisthecostoflivingintheareainwhichyourjobrelocaonmaytakeyou?

Ifyouareconsideringmulplejoboﬀersorarethinkingaboutleavingonejob

foranother,youshouldcompareallfactorsofthejoboﬀerstodeterminethe

bestﬁtforyou.employmentopportuniesareoﬀeredtoyouindiﬀerent

locaons,determinehow

muchmoneyyouneedtoearnineachlocaonto

maintainyourlifestyle.Manycostoflivingcomparisoncalculatorsare

availableontheInternettohelpyoucomparelocaons. 

MeetSara.Saraisintheprocessofcomparingthecostoflivingbetweenthe

ciesofMemphis,

TN,whereshecurrentlylives,andSanFranciscoCAwheresherecentlywasoﬀeredajob.Ather

currentjobinMemphis,Saraearns$35,000peryear.Sara’sjoboﬀerinSanFranciscohasanannualsalaryof$60,000,

whichissigniﬁcantlyhigherthanhercurrentsalary.At

ﬁrstglanceitappearsSarawould

increaseherqualityoflifeifshemovedtoSanFranciscobecauseshewouldearnmore

money.However,aerusinganonlinecostoflivingcomparisoncalculator,Saraﬁndsthe

costoflivinginSanFranciscoissigniﬁcantlyhigherthanMemphis.

Thecalculatorindicates

thatSarawouldhavetoearnatleast$92,000inSanFranciscotomaintainthelifestyleshe

currentlyhasinMemphisonasalaryof$35,000. 

Costoflivingreferstotheaveragecostofbasicnecessiessuchashousingand

food.Costoflivingvariesdramacallyacrossgeographicalareasandcan

drascallyaﬀectyourspendingpower.Acostoflivingindexhelpsyoumeasure

thecostoflivingindiﬀerentgeographical

areas.Costoflivingindicesare

availableontheInternet.

SupposethattheaveragecostoflivingintheUnitedStatesismeasuredat100

onthecostoflivingindex.Anindexvaluelowerthan100indicatesalowercost

oflivingandoneexceeding100indicatesanarea

moreexpensivethantheaverage.AccordingtotheUnitedStates

CensusBureau(hp://www.census.gov/compendia/statab/cats/prices/

consumer_price_indexes_cost_of_living_index.html)thecostoflivingindexin

2012was164inSanFrancisco,CaliforniawhileMemphis,Tenne ssee’scostof

livingindexwasaround88.YoucanseeataglancethatthecostoflivinginSan

FranciscoissigniﬁcantlymoreexpensiveforyouthanifyoulivedinMemphis,

TN.Keepinmindthatcostof

livingcanvaryfordiﬀerentitems.Forexample,

oneareamayhavelowhousingcostsbuthighfoodcosts.

<100 100 >100

Lower

COL

Average

COLin

U.S.

Higher

COL

CostofLiving(COL)Index

Sperling’sBestPlaceswebsite

(hp://www.bestplaces.net/)

providescostoflivingindicesand

calculatescostoflivingcomparisons

betweentwolocaons.

Costoflivingcalculatorexamples

Sperling’sBestPlace

hp://www.bestplaces.net/



CNNMoney

hp://money.cnn.com/calculator/pf/

cost‐of‐living/

Useanonlinecostoflivingcalculatortocomparea$30,000salarywhereyoucurrentlylivetoanother

locaon.Whichlocaongivesyouthemostspendingpower?



Locaon

2.3.7.F1

©TakeChargeToday–August2013–LifelongEmployment–Page4



CurrentJob

Descripon

Current

Job

Rang

JobOﬀer

Descripon

Job

Oﬀer

Rang

JobDescripon

Jobduesandresponsibilies

 Howdoesthejobcontributetoyour

career?Willyouenjoyit?Doyouhave

theskillsrequired?Istherean

opportunityforadvancement?

   

Schedule

 Whatistheschedule?Istravel

required?Howwillthescheduleaﬀect

yourwell‐being?

   

Environment

 Isthecompanyagoodﬁt?Isthework

culturesuitedtoyourpersonality? 

   

Wages

 Howmuchwillyouearnatthisjob?

Arethewagesenoughtomaintain(or

increase)yourcurrentlevelofliving?

   

EmployeeBeneﬁts

Employeebeneﬁts

 Whatisthemonetaryvalueofthe

employeebeneﬁtsoﬀered? 

   

Locaon

 Considerallfactorsofthelocaonof

thejobincludingcommutemeandif

youwouldenjoylivingthelocaon. 

   

CostofLivingIndex

 Whatisthecostoflivingindexfor

eachlocaon? 



CostofLivingComparisonEquaon

 Whatwageswouldyouhavetoearn

tomaintainyourcurrentlevelof

living? 



Other

 Describeanyotherfactorsthatmay

aﬀectyourdecision. 

   

Youcanuseatableliketheonebelowtohelpyoucomparejoboﬀers.Foreachjob,describethecharacteriscsofthe

posion.Then,rateeachcharacteriscofeachjobonascaleof1(notacceptable)to5(highlydesirable)basedonhow

muchyou

feelthateachcharacteriscwouldcontributetoyouroverallwell‐being.

Aeryouhavecompletedthetablecompareeveryaspectofeachjobwhilekeepinginmindthatsomepartsofajob

oﬀerwillbemoreimportanttoyouthanothers.Forexample,apersonmay

priorizelocaonhigherthanwageif

livinginaparcularareaisanimportantlifefactor.

2.3.7.F1

LifelongEmployment

Toadvanceyourcareerandcreatefutureemploymentopportunies,investinyourselfbybeingalifelonglearner.For

eachjobyouaccepttodayconsiderwhatfactorswillmakeyoumorevaluableandhelpyouadvanceinfuturejob/

careeropportunies.

CareerOneStop(hp://www.careeronestop.org)isanonline

resourceprovidingthefollowingps:

1. Knowandmeetyouremployer'sexpectaons

 Rememberyouhavethejobbecauseyourskills,experienceandknowledgemeetyouremployer’sneeds.

2. Striveforconstantimprovement

 Askhowyoucanimproveandthenbeopentofeedback.

3. Bealife‐longlearner

 Professionaldevelopmentisakeypartofcareerdevelopment.Takeclasses,aendworkshopsand

conferencesandkeepupdatedontrendsinyourﬁeld.

4. Portrayaprofessionalimageinallareasofyo ur life

 Makesureyouareportrayingaposiveimageofyourself.Whenyouareemployed,youarea

representaveofyouremployer.Youraconsreﬂectyouremployer’sreputaon.Yourprofessionalimage

willalsoaﬀectfuturejobopportunies.Yourprofessionalimagealsoincludesyouronlineimage.

When

posngonline,rememberthatyouronlineidentycanbothhelpandhurtyou.

 Followthesepstoensureyourreputaon/imageisnotbeendamaged:



Doanoccasionalonlinesearchofyournametoseewhatinformaonand/orimagesofyouareon

online.

 Don’tpostphotos,comments,discussions,ordiscriminatorycommentsthatmayharmyourimage

andreputaon.Thinkbeforeyoupost.

 CreateaprofessionalonlineidentybyjoiningonlineprofessionalgroupssuchasLinkedIn.

 Checkyourgrammar,spellingandwringforonlineposts.

5. Besensiveandadjusttowhatisappropriateindiﬀerentsituaons

 Appropriatedress,communicaonandaconsvaryacrosssituaons.Whatisconsideredappropriatewhen

socializingwithfriendsmightnotbeappropriateonthejob. 

6. Maintainhighcharacterandethicalstandards

 Employerslookforemployeeswhoarehonest,reliableandpunctual.

Whataretwothingsyoucanbegindoingtoday

tocreatefutureemploymentopportunies? 

Considerwhatyoucandotodaytocreate

futureemploymentopportunies.

Yourpresentselfimpactsyour

futureself.

Whatothercharacteriscsdoyouthink

employerslookforinemployees?

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